3157 N Canal Drive, Palm Harbor, FL 34684
Local realty services provided by:CENTURY 21 North East
Listed by: brett schroder
Office: premier community realty inc
MLS#:TB8504097
Source:MFRMLS
Price summary
- Price:$1,825,000
- Price per sq. ft.:$405.92
About this home
Discover this beautifully updated waterfront canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays.
A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization.
The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings.
Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout.
For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED.
“Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU...
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Home facts
- Year built:1988
- Listing ID #:TB8504097
- Added:54 day(s) ago
- Updated:July 19, 2026 at 03:29 PM
Rooms and interior
- Bedrooms:5
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Flooring:Carpet, Marble, Vinyl
- Dining Description:Eat In Kitchen, Living Room/Dining Room Combo
- Kitchen Description:Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Eat-in Kitchen, Exhaust Fan, Ice Maker, Kitchen/Family Room Combo, Microwave, Range, Refrigerator, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Water Softener, Wet Bar, Wine Refrigerator
- Bedroom Description:High Ceilings, Primary Bedroom Upstairs, Split Bedroom, Walk-In Closet(s)
- Living area:4,496 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Heat Pump
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1988
- Building area:4,496 sq. ft.
- Lot area:0.15 Acres
- Lot Features:Landscaped, Level, Paved
- Architectural Style:Contemporary
- Construction Materials:Frame, Hardi Plank Type
- Exterior Features:Covered Porch/Patio, Deck, Front Porch, Patio, Private Mailbox, Rain Gutters, Rear Porch, Screened
- Foundation Description:Slab
- Levels:Three Or More Story
Schools
- High school:Palm Harbor Univ High-PN
- Middle school:Palm Harbor Middle-PN
- Elementary school:Palm Harbor Elementary-PN
Utilities
- Water:Public, Water Available, Water Connected
- Sewer:Public, Public Sewer, Sewer Available, Sewer Connected
Finances and disclosures
- Price:$1,825,000
- Price per sq. ft.:$405.92
- Tax amount:$7,913 (2025)
Features and amenities
- Appliances:Bar Fridge, Built-in Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Irrigation Equipment, Microwave, Range, Refrigerator, Washer, Water Softener, Wine Refrigerator
- Laundry features:Dryer, Electric Dryer Hookup, Inside, Laundry Room, Washer
- Amenities:Cable Available, Cable Connected, Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, Electricity Available, High Ceilings, Irrigation Equipment, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Phone Available, Primary Bedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Sprinkler Well, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Pool features:Chlorine Free, Gunite, In Ground, Pool Alarm, Pool/Deck, Private Pool, Screen Enclosure, Tile
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:3
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