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323 Terra Ceia Drive, Palmetto, FL 34221

Palmetto
Local realty services provided by:CENTURY 21 Circle
323 Terra Ceia Drive,Palmetto, FL 34221
$282,000
  • 2 Beds
  • 2 Baths
  • - sq. ft.
  • Mobile / Manufactured
  • Sold
Listed by: jennifer kenna, bethany midkiff
Office: exp realty, llc.
MLS#:A4704284
Source:MFRMLS

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Price summary

  • Price:$282,000
  • Monthly HOA dues:$338

About this home

**WATERFRONT TROPIC ISLES HOME WITH BOAT LIFT & GULF ACCESS!** Welcome to this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after, resident-owned 55+ community of Tropic Isles on Terra Ceia Bay. Ideally positioned on the waterfront, the property features a private dock and boat lift with direct access to the Gulf, offering an exceptional opportunity to enjoy boating, fishing, and spectacular Florida sunsets right from home. Inside, the home is bright and inviting, with abundant natural light and comfortable living spaces designed for easy Florida living. Offered fully furnished, it is ready for immediate occupancy as a full-time residence, seasonal retreat, or waterfront getaway. A brand-new furnace was installed in November 2025, and the property also includes a **fully transferable lifetime termite protection warranty** for added peace of mind. The seller is also willing to include the boat currently on the lift as part of a package, creating an exceptional...

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Home facts

  • Year built:1980
  • Subdivision & Development:TROPIC ISLES CO-OP
  • Listing ID #:A4704284
  • Added:45 day(s) ago
  • Updated:October 12, 2026 at 07:40 AM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:2
  • Full bathrooms:2
  • Flooring:Carpet
  • Kitchen Description:Dishwasher, Microwave, Range, Refrigerator
  • Bedroom Description:Walk-In Closet(s)

Heating and cooling

  • Cooling:Central Air
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:1980
  • Construction Materials:Frame
  • Levels:1 Story

Schools

  • High school:Palmetto High
  • Middle school:Lincoln Middle
  • Elementary school:Palmetto Elementary-MN

Utilities

  • Water:Public
  • Sewer:Public, Public Sewer

Finances and disclosures

  • Price:$282,000
  • Tax amount:$3,606 (2025)

Features and amenities

  • Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Laundry features:Dryer, Laundry Room, Washer
  • Amenities:Clubhouse, Maintenance, Walk-In Closet(s)
  • Pool features:Public Pool
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