109 Blue Sage Road, Panama City Beach, FL 32413
Local realty services provided by:CENTURY 21 AllPoints Realty
109 Blue Sage Road,Panama City Beach, FL 32413
$495,000
- 3 Beds
- 2 Baths
- 1,924 sq. ft.
- Single family
- Active
Listed by: craig duran
Office: berkshire hathaway homeservices beach properties of florida
MLS#:785506
Source:FL_BCMLS
Price summary
- Price:$495,000
- Price per sq. ft.:$257.28
About this home
Experience low-maintenance coastal living in this 3BR/2BA home in Whisper Dunes, located just a half-mile from dedicated beach access. Whisper Dunes remains one of the West End's most desirable primary-residence communities, known for its pet-friendly atmosphere, consistent upkeep, and HOA-covered lawn care that simplifies everyday living.
Designed with both durability and comfort in mind, this home features 2x6 construction, Hardie board siding, 6-inch exterior walls, and a 30-year architectural shingle rated for 130 mph winds -- details that matter in today's insurance and long-term ownership landscape. A 5-star energy rating, high-efficiency Low E2 windows, and a 14-SEER heat pump further enhance efficiency and livability.
Inside, the open floor plan offers large designer tile throughout, 8-foot doors with craftsman-style trim, and abundant natural light from oversized windows. The kitchen is thoughtfully appointed with stainless appliances, granite countertops, under-cabinet lighting, and generous storage -- creating a functional gathering space that connects seamlessly to the main living area.
The primary suite features tray ceilings and an ensuite bath with double vanities and matching granite surfaces. Two additional bedrooms and a full bath provide flexibility for guests, home office needs, or family living.
French doors open to a covered porch with a remote-controlled electric screen, extending your living space outdoors. The fenced backyard offers privacy for pets or entertaining, while the garage includes a newly epoxy-coated floor completed in 2025 for a clean, durable finish.
Residents of Whisper Dunes enjoy a community pool, cabana, landscaped walking paths, and sidewalks throughout the neighborhood -- all just minutes from Pier Park, 30A, Camp Helen State Park, Lake Powell, and the conveniences of Publix, ALDI, and local dining.
For buyers seeking a well-built, low-maintenance home near the beach within a primarily full-time residential setting, this Whisper Dunes property represents a strong opportunity on Panama City Beach's West End.
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Home facts
- Year built:2014
- Listing ID #:785506
- Added:2 day(s) ago
- Updated:February 22, 2026 at 03:30 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Living area:1,924 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Electric
Structure and exterior
- Roof:Composition, Shingle
- Year built:2014
- Building area:1,924 sq. ft.
- Lot area:0.15 Acres
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:West Bay
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$495,000
- Price per sq. ft.:$257.28
- Tax amount:$5,360 (2025)
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