109 Palm Bay Boulevard, Panama City Beach, FL 32408
Local realty services provided by:CENTURY 21 Ryan Realty
109 Palm Bay Boulevard,Panama City Beach, FL 32408
$649,900
- 4 Beds
- 3 Baths
- 2,515 sq. ft.
- Single family
- Active
Listed by: stephanie ingram
Office: counts real estate group inc
MLS#:796747
Source:FL_BCMLS
Price summary
- Price:$649,900
- Price per sq. ft.:$258.41
- Monthly HOA dues:$48.33
About this home
Welcome to this beautiful, spacious home in the highly desirable Palm Bay subdivision! Offering an abundance of natural light, generous living spaces, a private pool, and numerous recent upgrades, this home has so much to offer!
Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining.
The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities!
The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space!
Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience.
Major improvements offer added peace of mind, including:
- All-new windows and sliding glass doors (2020)
- Roof replacement (January 2019)
- American Standard HVAC system (December 2018)
- New skylights (2026)
- Irrigation pump replacement (2023)
- New kitchen appliances (January 2025)
- Terminix termite bond
The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage.
With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!...
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Home facts
- Year built:1990
- Subdivision & Development:Palm Bay Unit 1
- Listing ID #:796747
- Added:2 day(s) ago
- Updated:October 25, 2026 at 02:50 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:7
- Kitchen Description:Electric Range, Electric Water Heater
- Living area:2,515 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1990
- Building area:2,515 sq. ft.
- Lot area:0.25 Acres
- Architectural Style:Contemporary
- Construction Materials:Stucco, Wood Frame
- Exterior Features:Patio
- Foundation Description:Slab
Schools
- High school:Arnold
- Middle school:Breakfast Point
- Elementary school:Breakfast Point
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$649,900
- Price per sq. ft.:$258.41
- Tax amount:$3,206 (2025)
Features and amenities
- Amenities:ElectricRange, ElectricWaterHeater
- Pool features:Gunite, InGround, Private
Parking
- Parking description:Garage
- Garage:Yes
- Garage spaces:2
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