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122 Monterey Avenue, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
122 Monterey Avenue,Panama City Beach, FL 32413
$1,000,000
  • 4 Beds
  • 2 Baths
  • 1,848 sq. ft.
  • Single family
  • Active
Listed by: kellie d clements
Office: compass
MLS#:983991
Source:FL_ECAR

Price summary

  • Price:$1,000,000
  • Price per sq. ft.:$541.13

About this home

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here! The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one...

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Home facts

  • Year built:1977
  • Subdivision & Development:SANTA MONICA BEACH
  • Listing ID #:983991
  • Added:422 day(s) ago
  • Updated:October 25, 2026 at 03:23 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:10
  • Kitchen Description:Dishwasher, Microwave, Stove/Oven Electric
  • Living area:1,848 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:1977
  • Building area:1,848 sq. ft.
  • Lot area:0.19 Acres
  • Lot Features:Covenants
  • Architectural Style:Beach House

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$1,000,000
  • Price per sq. ft.:$541.13
  • Tax amount:$488 (2024)

Features and amenities

  • Appliances:Dishwasher, Microwave, Stove/Oven Electric
  • Amenities:Kitchen Island

Parking

  • Garage:Yes
  • Garage spaces:1
  • Carport spaces:1
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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