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12590 Emerald Lake Drive, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
12590 Emerald Lake Drive,Panama City Beach, FL 32407
$400,000
  • 3 Beds
  • 2 Baths
  • - sq. ft.
  • Single family
  • Sold
Listed by: laura hartzog
Office: coldwell banker realty
MLS#:788503
Source:FL_BCMLS

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Price summary

  • Price:$400,000

About this home

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including...

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Home facts

  • Year built:1991
  • Subdivision & Development:Emerald Lake Estates
  • Listing ID #:788503
  • Added:105 day(s) ago
  • Updated:August 01, 2026 at 06:43 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:11
  • Kitchen Description:Electric Range, Gas Water Heater, Tankless Water Heater

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Composition, Shingle
  • Year built:1991
  • Architectural Style:Coastal
  • Construction Materials:Stucco, Wood Frame
  • Exterior Features:Patio, Porch
  • Foundation Description:Slab

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Hutchison Beach

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$400,000
  • Tax amount:$2,580 (2025)

Features and amenities

  • Amenities:DoublePaneWindows, ElectricRange, GasWaterHeater, TanklessWaterHeater

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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