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186 White Cap Way, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
186 White Cap Way,Panama City Beach, FL 32407
$290,000
  • 3 Beds
  • 3 Baths
  • 1,432 sq. ft.
  • Single family
  • Active
Listed by: joshua hoey
Office: think real estate
MLS#:775136
Source:FL_BCMLS

Price summary

  • Price:$290,000
  • Price per sq. ft.:$202.51

About this home

**BEST PRICED PALM COVE TOWNHOME** This roomy 3-bedroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park,

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Home facts

  • Year built:2005
  • Listing ID #:775136
  • Added:255 day(s) ago
  • Updated:March 02, 2026 at 03:33 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:4
  • Kitchen Description:Electric Range, Electric Water Heater
  • Living area:1,432 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2005
  • Building area:1,432 sq. ft.
  • Lot area:0.04 Acres
  • Construction Materials:Stucco
  • Exterior Features:Porch

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Hutchison Beach

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$290,000
  • Price per sq. ft.:$202.51
  • Tax amount:$2,464 (2024)

Features and amenities

  • Amenities:ElectricRange, ElectricWaterHeater, Gated, GatedCommunity, Loft, SecurityGate
  • Pool features:Community
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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