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20405 Front Beach Road Road, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
20405 Front Beach Road Road,Panama City Beach, FL 32413
$4,699,000
  • 9 Beds
  • 10 Baths
  • 5,215 sq. ft.
  • Single family
  • Active
Listed by: caleb a spears, jonathan m spears
Office: compass
MLS#:771944
Source:FL_BCMLS

Price summary

  • Price:$4,699,000
  • Price per sq. ft.:$901.05

About this home

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home...

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Home facts

  • Year built:2019
  • Listing ID #:771944
  • Added:539 day(s) ago
  • Updated:March 10, 2026 at 01:11 PM

Rooms and interior

  • Bedrooms:9
  • Total bathrooms:10
  • Full bathrooms:9
  • Half bathrooms:1
  • Rooms Total:12
  • Kitchen Description:Electric Range, Tankless Water Heater
  • Living area:5,215 sq. ft.

Heating and cooling

  • Cooling:MultiUnits

Structure and exterior

  • Roof:Metal
  • Year built:2019
  • Building area:5,215 sq. ft.
  • Lot area:0.09 Acres
  • Architectural Style:Coastal
  • Construction Materials:Wood Frame
  • Exterior Features:Balcony, Deck
  • Foundation Description:Pillar/Post/Pier
  • Levels:4 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$4,699,000
  • Price per sq. ft.:$901.05
  • Tax amount:$32,314 (2024)

Features and amenities

  • Laundry features:Washer Dryer Stacked
  • Amenities:ElectricRange, Loft, TanklessWaterHeater, WasherDryerStacked
  • Pool features:Gas Heat, InGround, Private

Parking

  • Garage:Yes
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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