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20405 Front Beach Road Road, Panama City Beach, FL 32413

Local realty services provided by:CENTURY 21 Ryan Realty
20405 Front Beach Road Road,Panama City Beach, FL 32413
$4,699,000
  • 9 Beds
  • 10 Baths
  • 5,215 sq. ft.
  • Single family
  • Active
Listed by: caleb a spears, spears group
Office: compass
MLS#:971408
Source:FL_ECAR

Price summary

  • Price:$4,699,000
  • Price per sq. ft.:$901.05

About this home

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and

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Home facts

  • Year built:2019
  • Listing ID #:971408
  • Added:316 day(s) ago
  • Updated:January 28, 2026 at 06:16 PM

Rooms and interior

  • Bedrooms:9
  • Total bathrooms:10
  • Full bathrooms:9
  • Half bathrooms:1
  • Living area:5,215 sq. ft.

Structure and exterior

  • Year built:2019
  • Building area:5,215 sq. ft.
  • Lot area:0.09 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$4,699,000
  • Price per sq. ft.:$901.05
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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