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2821 Annette Avenue, Panama City Beach, FL 32408

Local realty services provided by:CENTURY 21 AllPoints Realty
2821 Annette Avenue,Panama City Beach, FL 32408
$1,695,000
  • 3 Beds
  • 4 Baths
  • 3,419 sq. ft.
  • Single family
  • Active
Listed by: beth l mulvey
Office: beach house sales and development
MLS#:996155
Source:FL_ECAR

Price summary

  • Price:$1,695,000
  • Price per sq. ft.:$495.76

About this home

Introducing a brand-new 2023 custom waterfront masterpiece overlooking St. Andrews Bay and located directly on Magnolia Beach Bayou in Panama City Beach. Offering 50 feet of water frontage with Gulf access for skiffs, pontoons, jet skis, shallow hull boats, kayaks and paddleboards, this extraordinary residence combines architectural sophistication with the ultimate coastal lifestyle. With no HOA and short-term rentals allowed, this is a rare opportunity to own unrestricted luxury on the water. Built to 12' finished floor elevation to meet Bay County's current waterfront construction standards, this 3,419-square-foot custom home was thoughtfully designed for both elegance and durability. High-impact hurricane windows and doors with custom stained wood interiors withstand hurricane-force winds while framing panoramic water views from nearly every room. A grand architectural staircase leads to double entry doors set within a private alcove, creating a stunning arrival experience. The

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Home facts

  • Year built:2023
  • Listing ID #:996155
  • Added:1 day(s) ago
  • Updated:February 25, 2026 at 01:41 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Living area:3,419 sq. ft.

Structure and exterior

  • Year built:2023
  • Building area:3,419 sq. ft.
  • Lot area:0.23 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$1,695,000
  • Price per sq. ft.:$495.76
  • Tax amount:$8,041 (2025)
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 AllPoints Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 AllPoints Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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