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328 Johnson Bayou Drive, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
328 Johnson Bayou Drive,Panama City Beach, FL 32407
$635,000
  • 4 Beds
  • 3 Baths
  • 2,672 sq. ft.
  • Single family
  • Active
Listed by: beth mulvey
Office: beach house sales and development
MLS#:783098
Source:FL_BCMLS

Price summary

  • Price:$635,000
  • Price per sq. ft.:$237.65

About this home

VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY. Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools. One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates. Inside, the home features an open-concept layout designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living area and includes generous counter space, abundant cabinetry, and a large island perfect for gathering with family and friends. The flexible floor plan includes a dedicated office or flex room with French...

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Home facts

  • Year built:2014
  • Listing ID #:783098
  • Added:103 day(s) ago
  • Updated:April 15, 2026 at 02:48 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:5
  • Kitchen Description:Electric Oven, Gas Range
  • Living area:2,672 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Composition, Shingle
  • Year built:2014
  • Building area:2,672 sq. ft.
  • Lot area:0.17 Acres
  • Architectural Style:Craftsman
  • Exterior Features:Porch
  • Foundation Description:Slab

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$635,000
  • Price per sq. ft.:$237.65
  • Tax amount:$6,435 (2024)

Features and amenities

  • Amenities:ElectricOven, GasRange

Parking

  • Parking description:Additional Parking
  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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