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3301 Terra Cotta Drive, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
3301 Terra Cotta Drive,Panama City Beach, FL 32408
$525,000
  • 0.5 Acres
  • Lots / Land
  • Active
Listed by: jesse a cole
Office: counts real estate group
MLS#:789569
Source:FL_BCMLS

Price summary

  • Price:$525,000
  • Monthly HOA dues:$355.83

About this home

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay...

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Home facts

  • Subdivision & Development:Finisterre
  • Listing ID #:789569
  • Added:170 day(s) ago
  • Updated:October 25, 2026 at 02:50 PM

Structure and exterior

  • Lot area:0.5 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Finances and disclosures

  • Price:$525,000
  • Tax amount:$1,916 (2025)

Features and amenities

  • Amenities:Gated
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