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357 Emerald Cove Street, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
357 Emerald Cove Street,Panama City Beach, FL 32407
$455,000
  • 4 Beds
  • 4 Baths
  • 2,470 sq. ft.
  • Single family
  • Pending
Listed by: rachel l simerly, candice e miles
Office: compass
MLS#:1006125
Source:FL_ECAR

Price summary

  • Price:$455,000
  • Price per sq. ft.:$184.21

About this home

4BR/3.5BA Azalea floor plan in Emerald Cove Villas. Assumable 2.5% VA loan and paid-off solar panels. Built 2020. Over $58K Seller Upgrades! ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING. Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space. One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one. Designed for both...

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Home facts

  • Year built:2020
  • Listing ID #:1006125
  • Added:26 day(s) ago
  • Updated:July 27, 2026 at 07:36 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Rooms Total:16
  • Kitchen Description:Dishwasher, Freezer, Microwave, Oven Self Cleaning, Refrigerator/Icemaker, Stove Top, Stove/Oven Electric
  • Living area:2,470 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:2020
  • Building area:2,470 sq. ft.
  • Lot area:0.13 Acres
  • Lot Features:Covenants, Curb & Gutter, Easements, Interior, Restrictions, Sidewalks
  • Architectural Style:Craftsman Style
  • Exterior Features:Fenced Area, Shower, Yard Building

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Water:Public Water, Tap Fee Paid

Finances and disclosures

  • Price:$455,000
  • Price per sq. ft.:$184.21
  • Tax amount:$4,722 (2025)

Features and amenities

  • Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator w/Ice Maker, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Laundry features:Dryer, Washer
  • Amenities:Breakfast Bar

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

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