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3820 Treasure Circle, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
3820 Treasure Circle,Panama City Beach, FL 32408
$559,000
  • 5 Beds
  • 4 Baths
  • 2,365 sq. ft.
  • Single family
  • Pending
Listed by: denise b quintana
Office: anchor realty florida
MLS#:784905
Source:FL_BCMLS

Price summary

  • Price:$559,000
  • Price per sq. ft.:$236.36

About this home

BANK APPROVED SHORT SALE! READY TO CLOSE WHENEVER YOU ARE! Here's your chance to scoop up a bargain, well below appraised value, in a Prime Panama City Beach Location! Unlock the potential of this spacious, multi-level beach home zoned for short-term rentals. The ground level offers a private-entry studio apartment with full kitchen and bath, perfect for guests or rental income. The main residence comfortably sleeps 10 and features two primary suites with ensuite baths, open-concept living area, and kitchen with quartz countertops and a large island/breakfast bar. The top floor adds two bunkrooms and an additional full bath, ideal for kids or overflow guests. Wide wraparound balconies on both main levels overlook Treasure Island Marina and Captain Anderson's, plus a sun deck where you can watch the fishing fleet return at day's end. Most of the improvements made to the home, including roof, HVAC, kitchen(s), and baths have been done since 2021. Some cosmetic touch-ups could bring...

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Home facts

  • Year built:1983
  • Subdivision & Development:Treasure Island
  • Listing ID #:784905
  • Added:267 day(s) ago
  • Updated:November 03, 2026 at 11:42 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:4
  • Full bathrooms:4
  • Rooms Total:6
  • Kitchen Description:Electric Oven, Electric Range, Electric Water Heater
  • Living area:2,365 sq. ft.

Heating and cooling

  • Cooling:CentralAir
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:1983
  • Building area:2,365 sq. ft.
  • Lot area:0.15 Acres
  • Architectural Style:Coastal
  • Construction Materials:Wood Frame, Wood Siding
  • Exterior Features:Balcony, Deck, Outdoor Shower
  • Foundation Description:Pillar/Post/Pier

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$559,000
  • Price per sq. ft.:$236.36
  • Tax amount:$4,820 (2025)

Features and amenities

  • Amenities:ElectricOven, ElectricRange, ElectricWaterHeater
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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