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406 Warren Bayou Lane, Panama City Beach, FL 32407

Panama City Beach
Local realty services provided by:CENTURY 21 First Story Real Estate
406 Warren Bayou Lane,Panama City Beach, FL 32407
$489,000
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  • 3 Beds
  • 2 Baths
  • 1,652 sq. ft.
  • Single family
  • Active
Listed by: the jarrett group
Office: keller williams success realty
MLS#:795319
Source:FL_BCMLS

Price summary

  • Price:$489,000
  • Price per sq. ft.:$296
  • Monthly HOA dues:$121.33

About this home

ASSUMABLE VA LOAN WITH AN INCREDIBLE 3.3% INTEREST RATE! VA loan assumption is subject to lender approval and buyer qualification. With Tranquil pond views, a screened swim spa retreat, and an impressive collection of upgrades, this Breakfast Point home brings together comfort, privacy, and effortless everyday living. Its the lifestyle, the sidewalks, and the location makes breakfast point so desirable and this 3 bedroom 2 bathroom home, ideally located just two blocks from Breakfast Point Elementary School and with neighborhood connectivity to Arnold High School makes this home even more special. With playgrounds within walking distance and convenient access to shopping, dining, beaches, parks, and everyday necessities, this home offers an exceptional combination of comfort, convenience, and lifestyle. One of the standout features is the fully paid-for solar system, helping save hundreds of dollars each month on electricity and providing long-term energy savings. Outside,...

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Home facts

  • Year built:2019
  • Subdivision & Development:Breakfast Point
  • Listing ID #:795319
  • Added:46 day(s) ago
  • Updated:November 03, 2026 at 05:10 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:9
  • Flooring:Plank, Vinyl
  • Kitchen Description:Electric Oven, Electric Range, Gas Cooktop, Gas Water Heater
  • Living area:1,652 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Composition, Shingle
  • Year built:2019
  • Building area:1,652 sq. ft.
  • Lot area:0.14 Acres
  • Architectural Style:Contemporary
  • Exterior Features:Patio, Porch
  • Foundation Description:Slab

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$489,000
  • Price per sq. ft.:$296
  • Tax amount:$3,713 (2025)

Features and amenities

  • Amenities:CarbonMonoxideDetectors, ElectricOven, ElectricRange, GasCooktop, GasWaterHeater, SmokeDetectors, StormWindows
  • Pool features:Fenced, Private

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 First Story Real Estate is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 First Story Real Estate, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved. FL_BCMLS Member Broker: Debbie Kirkand

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