4128 Catherine Street, Panama City Beach, FL 32408
Local realty services provided by:CENTURY 21 First Story Real Estate
4128 Catherine Street,Panama City Beach, FL 32408
$269,900
- 3 Beds
- 2 Baths
- 1,272 sq. ft.
- Single family
- Pending
Listed by: mindy a koester
Office: epique realty inc
MLS#:793880
Source:FL_BCMLS
Price summary
- Price:$269,900
- Price per sq. ft.:$212.19
- Monthly HOA dues:$131
About this home
**UNDER CONTRACT - SELLER ACCEPTING BACK-UP OFFERS**
Seller is now offering $10,000 toward Buyer's Closing Cost and/or Interest Rate Buy-down
with an acceptable offer +++ VA ASSUMABLE LOAN AT 3% - Want the Panama City Beach lifestyle without being right in the middle of the hustle and bustle? Welcome to 4128 Catherine Street--a cute, updated townhome tucked away in a small community while still keeping you close to everything you love about PCB!
This 3-bedroom, 2-bath townhome has been refreshed with new flooring, fresh paint and updated fixtures, making it move-in ready and easy to love. The unique two-story layout gives you plenty of flexibility, with two bedrooms and a full bath downstairs and the primary bedroom, kitchen and main living space upstairs. And when you're ready to soak up a little Florida sunshine, the community pool is just steps away!
The location is where this one really shines. You're approximately five minutes from NSA Panama City and just a short drive to the beach, bay, golf, shopping, dining and nightlife--close enough to enjoy it all, but tucked away enough to escape the crowds when you're ready to come home.
Whether you're looking for your own place at the beach, a full-time home or an investment opportunity for long- or short-term rentals, 4128 Catherine Street gives you plenty of possibilities.
Beach days, pool days, dinner by the water and your own little place to call home in Panama City Beach...what more could you ask for? BONUS: the HOA has an agreement with Waterhaven that allows access through their property to St. Andrew's Bay water! With today's rates, this is an opportunity to put those seller dollars to work toward lowering your upfront costs or potentially buying down your interest rate. And there's another financing opportunity--the seller's existing VA loan may be assumable at an incredible 3% interest rate, subject to buyer qualification and lender/servicer approval. Whether taking advantage of the seller credit with new financing and/or exploring the 3% VA loan assumption, buyers have options designed to make this Panama City Beach home even more affordable. Now offered at $269,900! Ask for details on both financing opportunities....
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Home facts
- Year built:2005
- Subdivision & Development:No Named Subdivision
- Listing ID #:793880
- Added:75 day(s) ago
- Updated:October 26, 2026 at 01:51 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Rooms Total:4
- Flooring:Plank, Vinyl
- Kitchen Description:Electric Cook Top, Electric Oven, Electric Water Heater, Ice Maker
- Living area:1,272 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Year built:2005
- Building area:1,272 sq. ft.
- Lot area:0.07 Acres
- Construction Materials:VinylSiding
- Exterior Features:Balcony, Patio
- Foundation Description:Slab
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$269,900
- Price per sq. ft.:$212.19
- Tax amount:$2,195 (2025)
Features and amenities
- Amenities:ElectricCooktop, ElectricOven, ElectricWaterHeater, IceMaker
- Pool features:Community
Parking
- Garage:Yes
- Garage spaces:1
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