4133 Cobalt Circle #22, Panama City Beach, FL 32408
Local realty services provided by:CENTURY 21 AllPoints Realty
4133 Cobalt Circle #22,Panama City Beach, FL 32408
$549,900
- 4 Beds
- 5 Baths
- 2,855 sq. ft.
- Condominium
- Active
Listed by: steven koleno
Office: beycome of florida llc.
MLS#:788310
Source:FL_BCMLS
Price summary
- Price:$549,900
- Price per sq. ft.:$192.61
About this home
Situated in the gated community of Waterhaven--a southern coastal enclave on
the scenic St. Andrews Bay--this magnificent three-story townhome delivers an unparalleled
blend of elegance and comfort. The neighborhood features charming cobblestone streets and
provides a secure, tranquil atmosphere. The residence boasts four bedrooms, four and a half
baths, and includes a separate carriage house with a full kitchen, bedroom, and bathroom
above a spacious two-car garage. This unique configuration creates an ideal retreat for family
and friends.
The main house spans three stories and showcases stunning architectural details such as heart
of pine hardwood floors, trey ceilings, Chicago brick, and meticulous millwork with 12-inch baseboards and
crown molding. Plantation shutters brighten the rooms, while the warmth of hardwood flooring
enhances the inviting ambiance. Upon entry, you are welcomed into an open-concept living and
dining area that seamlessly connects to a high-end, gourmet kitchen. Designed for aspiring
chefs and entertainers alike, the kitchen is adorned with granite countertops and professional-
grade appliances, including a Sub-Zero refrigerator, a Viking 6-burner stove with convection
oven, a Bosch dishwasher, and two Sub-Zero wine chillers at the wet bar.
Elegant French doors in the dining room open to a serene private courtyard, inviting relaxation
with a book, preparing a gourmet meal on the grill, or hosting gatherings under the stars.
On the second floor, the primary suite features a generously sized walk-in closet and an ensuite
bathroom with a double vanity, separate shower with dual showerheads, and a luxurious jetted
soaker tub. A private balcony completes the southern row home vibe, providing an inviting
space for morning coffee or quiet reading. Across the hall, the guest room includes its own
ensuite bathroom and a balcony that overlooks the courtyard below. The third floor features
another guest room with brand new carpet, ensuite bathroom, and additional climate-
controlled storage closets.
Above the two-car garage, the carriage house presents a fully equipped private getaway. This
space includes a cozy sitting area, kitchen, laundry, bedroom, and full bathroom, making it an
ideal option for extended family, guests, or a home office.
As a resident of Waterhaven, you'll enjoy access to a variety of resort-style amenities. These
include a bay front pool and the largest pier on the bay with marina, with both public and
private boat slips--for fishing, boating, or taking in breathtaking sunsets. The clubhouse
features a grand gathering room for events, a private theater, fitness center, summer kitchen,
and outdoor grilling stations. With HOA fees covering all amenities, landscaping, water, trash,
and exterior maintenance, the home provides a private, luxurious feel paired with the easy
lifestyle of condominium living. Viewing in person is essential to fully appreciate its charm and
elegance....
Contact an agent
Home facts
- Year built:2007
- Listing ID #:788310
- Added:66 day(s) ago
- Updated:June 20, 2026 at 03:04 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:5
- Full bathrooms:4
- Half bathrooms:1
- Rooms Total:4
- Dining Description:SmartThermostat
- Bathrooms Description:SmartThermostat
- Bedroom Description:SmartThermostat
- Living area:2,855 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir, MultiUnits
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2007
- Building area:2,855 sq. ft.
- Architectural Style:Low Rise
- Construction Materials:Brick
- Exterior Features:Balcony, Patio, Porch
- Levels:3 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$549,900
- Price per sq. ft.:$192.61
- Tax amount:$4,077 (2025)
Features and amenities
- Amenities:DoublePaneWindows, Gated, SmartThermostat
- Pool features:Community, Fenced, Gas Heat, Gunite, InGround
Parking
- Garage:Yes
- Garage spaces:2
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