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5940 Gulf Drive, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
5940 Gulf Drive,Panama City Beach, FL 32408
$2,990,500
  • 5 Beds
  • 7 Baths
  • 4,090 sq. ft.
  • Single family
  • Active
Listed by: ashley cutchins, bryce a miller
Office: miller & associates realty
MLS#:783122
Source:FL_BCMLS

Price summary

  • Price:$2,990,500
  • Price per sq. ft.:$731.17

About this home

Introducing a rare opportunity in Hadley's Beach an ultra exclusive, low density Gulf front community in Panama City Beach, where only ten first tier homes exist... and opportunities like this almost never come to market. Priced at $2.99M and capable of generating up to $250,000 annually, this newly constructed three story retreat isn't just a luxury home. It's a high-performing coastal asset designed to deliver both lifestyle and income in one irreplaceable location. And now, with owner financing available, the path to ownership becomes even more accessible. Step inside and the experience begins immediately. The first level welcomes guests with a private suite and a relaxed secondary living space ideal for maximizing rental flexibility and privacy. Expansive glass doors open to a covered outdoor kitchen and lounge, creating a seamless flow into the backyard retreat, where a heated saltwater pool, sun shelf, and swim deck offer a resort style experience just steps from the...

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Home facts

  • Year built:2025
  • Listing ID #:783122
  • Added:112 day(s) ago
  • Updated:April 24, 2026 at 09:42 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:7
  • Full bathrooms:6
  • Half bathrooms:1
  • Rooms Total:15
  • Dining Description:SmartThermostat
  • Bathrooms Description:SmartThermostat
  • Kitchen Description:Bar Fridge, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Tankless Water Heater
  • Bedroom Description:SmartThermostat
  • Living area:4,090 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Electric
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:2025
  • Building area:4,090 sq. ft.
  • Lot area:0.12 Acres
  • Architectural Style:Coastal
  • Construction Materials:Concrete, Wood Frame
  • Exterior Features:Balcony, Deck, Outdoor Shower, Patio
  • Foundation Description:Slab
  • Levels:3 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Sewer Available

Finances and disclosures

  • Price:$2,990,500
  • Price per sq. ft.:$731.17
  • Tax amount:$5,161 (2024)

Features and amenities

  • Amenities:BarFridge, CarbonMonoxideDetectors, FireAlarm, FireSprinklerSystem, GasCooktop, GasOven, GasRange, GasWaterHeater, IceMaker, SmartThermostat, SmokeDetectors, TanklessWaterHeater
  • Pool features:Gas Heat, InGround, Private, Salt Water

Parking

  • Garage:Yes
  • Garage spaces:1
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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