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8618 Surf Drive #208, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
8618 Surf Drive #208,Panama City Beach, FL 32408
$224,900
  • 1 Beds
  • 1 Baths
  • 576 sq. ft.
  • Condominium
  • Active
Listed by: darlene tate
Office: rc real estate group
MLS#:793632
Source:FL_BCMLS

Price summary

  • Price:$224,900
  • Price per sq. ft.:$390.45
  • Monthly HOA dues:$540.67

About this home

Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower. Recent improvements include the replacement of all exterior windows with tinted, hurricane-rated windows, along with a new front entry door. Community amenities include a Gulf-front swimming pool and a covered picnic pavilion overlooking the beach. Restaurants, local attractions, shopping, and entertainment are all just a short walk away, while St. Andrews State Park is only minutes...

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Home facts

  • Year built:1982
  • Subdivision & Development:Ocean Terr. Condo.
  • Listing ID #:793632
  • Added:80 day(s) ago
  • Updated:October 25, 2026 at 02:50 PM

Rooms and interior

  • Bedrooms:1
  • Total bathrooms:1
  • Full bathrooms:1
  • Rooms Total:5
  • Kitchen Description:Electric Range, Electric Water Heater
  • Living area:576 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Year built:1982
  • Building area:576 sq. ft.
  • Architectural Style:Low Rise
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$224,900
  • Price per sq. ft.:$390.45
  • Tax amount:$2,119 (2025)

Features and amenities

  • Amenities:ElectricRange, ElectricWaterHeater, SmokeDetectors
  • Pool features:Community, InGround

Parking

  • Parking description:Parking Lot, Paved
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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