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8645 Sand Dollar Drive, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:CENTURY 21 Beggins Enterprises
8645 Sand Dollar Drive,Panama City Beach, FL 32413
$399,900
  • 2 Beds
  • 2 Baths
  • 1,315 sq. ft.
  • Single family
  • Active
Listed by: robert mcguigan, jeremy a mertens
Office: watersound real estate
MLS#:793975
Source:FL_BCMLS

Price summary

  • Price:$399,900
  • Price per sq. ft.:$304.11
  • Monthly HOA dues:$341

About this home

CAMELLIA COTTAGE in Phase 6BC of Latitude Margaritaville Watersound -- if a private cottage setting is high on your wish list, you may have found your spot. Some homes are about upgrades. Some are about location. This one gives you both, but what may surprise you most is the privacy. Sit down on the front screened porch and look around. You can't even see another home. While preparing this description from that very porch, I didn't see another person the entire time. Just trees, peace and quiet, and privacy that's difficult to find with a cottage. You may catch some morning sunshine, but by lunchtime the porch settles into shade for the rest of the day. Add a comfortable chair, something cold to drink, and your four-legged sidekick, and you may not want to go inside. Eventually, though, you should -- because that's where the surprises begin. This Camellia is almost like a game of hide-and-seek. The owners added custom touches throughout. Customized walls, clever storage...

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Home facts

  • Year built:2025
  • Subdivision & Development:Latitude at Watersound
  • Listing ID #:793975
  • Added:25 day(s) ago
  • Updated:September 08, 2026 at 02:57 PM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:2
  • Living area:1,315 sq. ft.

Structure and exterior

  • Year built:2025
  • Building area:1,315 sq. ft.
  • Lot area:0.09 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$399,900
  • Price per sq. ft.:$304.11
  • Tax amount:$573 (2025)

Features and amenities

  • Amenities:Gated, Picnic Area
  • Pool features:Community

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Beggins Enterprises is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Beggins Enterprises, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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