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8817 S Thomas Drive #A318, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:CENTURY 21 Ryan Realty
8817 S Thomas Drive #A318,Panama City Beach, FL 32408
$240,000
  • - Beds
  • 1 Baths
  • 489 sq. ft.
  • Condominium
  • Active
Listed by: susan r cantrell
Office: central bay realty and property management llc.
MLS#:794952
Source:FL_BCMLS

Price summary

  • Price:$240,000
  • Price per sq. ft.:$490.8
  • Monthly HOA dues:$525

About this home

Rental projection is about $36k-$47k at 63% occupancy. This spacious and inviting studio in the heart of Panama City Beach offers a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together while still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're...

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Home facts

  • Year built:1976
  • Subdivision & Development:Top Of The Gulf Condo.
  • Listing ID #:794952
  • Added:52 day(s) ago
  • Updated:October 25, 2026 at 02:50 PM

Rooms and interior

  • Total bathrooms:1
  • Full bathrooms:1
  • Rooms Total:1
  • Living area:489 sq. ft.

Heating and cooling

  • Cooling:CentralAir
  • Central air:Yes

Structure and exterior

  • Year built:1976
  • Building area:489 sq. ft.
  • Architectural Style:High Rise
  • Foundation Description:Pillar/Post/Pier

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$240,000
  • Price per sq. ft.:$490.8
  • Tax amount:$2,585 (2025)

Features and amenities

  • Amenities:Beach Rights, SmokeDetectors
  • Pool features:Community

Parking

  • Parking description:Parking Lot
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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