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1016 W 12th Street, Panama City, FL 32401

Local realty services provided by:CENTURY 21 Ryan Realty
1016 W 12th Street,Panama City, FL 32401
$520,000
  • 7 Beds
  • 5 Baths
  • 3,679 sq. ft.
  • Multi-family
  • Active
Listed by: joshua w wade
Office: think real estate
MLS#:778925
Source:FL_BCMLS

Price summary

  • Price:$520,000
  • Price per sq. ft.:$141.34

About this home

Dual-Home Family Retreat Near Beach Drive - Live, Rent, or Both! Discover the perfect blend of family living and investment potential in this rare dual-home property near Panama City's Beach Drive and St. Andrews. Ideal for multi-generational families, those needing a mother-in-law suite, or buyers seeking income flexibility, this property offers space, comfort, and opportunity in one. Property Features: Two Homes, One Lot: Separate addresses for privacy or rental income. Front Home: 5 bed, 3 bath, spacious living areas, granite kitchen, and modern upgrades. Back Home: 2 bed, 2 bath cottage — perfect for in-laws, guests, or tenants. Bonus Space: 200+ sq ft garage area ready for a home office, extra bedroom, or entertainment room. Updated & Ready: Post-Hurricane Michael roof, updated HVAC, new appliances, granite countertops, and irrigation system. Parking: Two-car garage with rear alley access for convenience. Investment & Lifestyle Flexibility: Live in one home and rent the

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Home facts

  • Year built:1969
  • Listing ID #:778925
  • Added:94 day(s) ago
  • Updated:December 12, 2025 at 06:21 PM

Rooms and interior

  • Bedrooms:7
  • Total bathrooms:5
  • Full bathrooms:5
  • Living area:3,679 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Electric

Structure and exterior

  • Year built:1969
  • Building area:3,679 sq. ft.
  • Lot area:0.4 Acres

Schools

  • High school:Bay
  • Middle school:Jinks
  • Elementary school:Northside

Utilities

  • Sewer:Public Sewer, Sewer Available

Finances and disclosures

  • Price:$520,000
  • Price per sq. ft.:$141.34
  • Tax amount:$5,165 (2024)
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2025 Central Panhandle Association Of REALTORS®. All rights reserved.

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