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1164 Cove Pointe Drive, Panama City, FL 32401

Panama City
Local realty services provided by:CENTURY 21 Ryan Realty
1164 Cove Pointe Drive,Panama City, FL 32401
$2,349,000
  • 4 Beds
  • 4 Baths
  • 3,574 sq. ft.
  • Single family
  • Pending
Listed by: luisa f dick, sean p casilli
Office: coldwell banker realty
MLS#:774663
Source:FL_BCMLS

Price summary

  • Price:$2,349,000
  • Price per sq. ft.:$657.25
  • Monthly HOA dues:$64.67

About this home

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

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Home facts

  • Year built:2023
  • Subdivision & Development:Cove Pointe
  • Listing ID #:774663
  • Added:502 day(s) ago
  • Updated:October 25, 2026 at 07:40 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:4
  • Rooms Total:9
  • Dining Description:SmartThermostat
  • Bathrooms Description:InstantHotWater, SmartThermostat
  • Kitchen Description:Convection Oven, Gas Cooktop, Gas Water Heater, Tankless Water Heater
  • Bedroom Description:SmartThermostat
  • Living area:3,574 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir, MultiUnits
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Membrane, Shingle
  • Year built:2023
  • Building area:3,574 sq. ft.
  • Lot area:0.56 Acres
  • Construction Materials:Stucco, Wood Frame
  • Exterior Features:Porch
  • Foundation Description:Slab

Schools

  • High school:Bay
  • Middle school:Jinks
  • Elementary school:Cherry Street

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$2,349,000
  • Price per sq. ft.:$657.25
  • Tax amount:$16,092 (2024)

Features and amenities

  • Amenities:ConvectionOven, Dock, GasCooktop, GasWaterHeater, InstantHotWater, SecuritySystem, SmartThermostat, SmokeDetectors, TanklessWaterHeater
  • Pool features:Gas Heat, Gunite, InGround, Private

Parking

  • Parking description:Garage
  • Garage:Yes
  • Garage spaces:3
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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