1816 Discovery Loop, Panama City, FL 32405
Local realty services provided by:CENTURY 21 Beggins Enterprises
1816 Discovery Loop,Panama City, FL 32405
$530,000
- 3 Beds
- 3 Baths
- 2,338 sq. ft.
- Single family
- Active
Listed by: david a thomasee, dien and andrew group
Office: think real estate
MLS#:790780
Source:FL_BCMLS
Price summary
- Price:$530,000
- Price per sq. ft.:$226.69
- Monthly HOA dues:$147
About this home
ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319,000--a financing opportunity that can make a significant difference in the monthly cost of homeownership.
Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2,314 square feet, a golf cart-friendly lifestyle, exceptional energy-efficient features, and a convenient location near University Academy.
Built in 2019, the home has been thoughtfully upgraded for comfort, efficiency, and everyday living. Custom features include a pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, living room storage benches, and a dedicated laundry folding station with additional storage.
Major improvements include a new roof installed in 2025, PAID-OFF SOLAR PANELS, tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and smart irrigation. Together, these energy-efficient improvements contribute to an average electric bill of approximately $70 per month.
Outside, you'll find a screened lanai, fenced backyard with an expanded golf-cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, an ADT security system, and extensive built-in storage.
Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and convenient access to shopping, dining, and everyday necessities.
With extensive upgrades, remarkably low energy costs, and the potential to assume a VA mortgage at an estimated 2.25% interest rate, this home offers an opportunity that's increasingly difficult to find. VA loan assumption is subject to lender/servicer approval, buyer qualification, and applicable VA requirements....
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Home facts
- Year built:2019
- Subdivision & Development:Sweetbay
- Listing ID #:790780
- Added:109 day(s) ago
- Updated:September 22, 2026 at 02:36 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:4
- Dining Description:SmartThermostat
- Bathrooms Description:SmartThermostat
- Kitchen Description:Electric Water Heater, Gas Oven, Gas Range, Water Softner Owned
- Bedroom Description:SmartThermostat
- Living area:2,338 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2019
- Building area:2,338 sq. ft.
- Lot area:0.12 Acres
- Architectural Style:Craftsman
- Construction Materials:VinylSiding, Wood Frame
- Exterior Features:Porch
- Levels:2 Story
Schools
- High school:Bay
- Middle school:Jinks
- Elementary school:Northside
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$530,000
- Price per sq. ft.:$226.69
- Tax amount:$5,070 (2025)
Features and amenities
- Amenities:CarbonMonoxideDetectors, ElectricWaterHeater, GasOven, GasRange, SmartThermostat, SmokeDetectors, WaterSoftenerOwned
- Pool features:Community
Parking
- Parking description:Alley Access
- Garage:Yes
- Garage spaces:2
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