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3305 Terra Cotta Drive, Panama City, FL 32408

Panama City
Local realty services provided by:CENTURY 21 Ryan Realty
3305 Terra Cotta Drive,Panama City, FL 32408
$2,500,000
  • 4 Beds
  • 5 Baths
  • 4,022 sq. ft.
  • Single family
  • Active
Listed by: stephen p trosclair
Office: keller williams success realty
MLS#:787408
Source:FL_BCMLS

Price summary

  • Price:$2,500,000
  • Price per sq. ft.:$621.58

About this home

Beautifully appointed and maintained WATERFRONT home in gated Finisterre, with views toward the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract. Home is at the end of a cul-de-sac lot, creating a private and serene setting. Oversized 3-car garage with additional separate storage. Chef's kitchen offers a 48'' Wolf range top and double ovens, Subzero refrigerator, 2 large sinks, quartzite counters and ''Sonic-style'' ice maker. First level Owner's Suite is adjacent to office/exercise/flex room, featuring heated floors in bathroom and a huge, well-appointed customizable closet. Upstairs, a second suite could serve as secondary Owner's Suite with large balcony, and sunrise views over the lagoon. A substantial game room & bar separate the additional 2 bedrooms, and all bedrooms have walk-in closets. The design accommodates entertaining and stargazing with front and back balconies, and several outdoor patio venues...

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Home facts

  • Year built:2014
  • Listing ID #:787408
  • Added:1 day(s) ago
  • Updated:March 26, 2026 at 03:43 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:5
  • Full bathrooms:3
  • Half bathrooms:2
  • Rooms Total:13
  • Kitchen Description:Bar Fridge, Gas Cooktop, Ice Maker, Tankless Water Heater, Wine Cooler
  • Living area:4,022 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Roof:Clay
  • Year built:2014
  • Building area:4,022 sq. ft.
  • Lot area:0.39 Acres
  • Lot Features:Cul de sac
  • Architectural Style:Mediterranean
  • Construction Materials:Stucco
  • Exterior Features:Balcony, Boat Slip, Patio
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$2,500,000
  • Price per sq. ft.:$621.58
  • Tax amount:$10,754 (2025)

Features and amenities

  • Amenities:BarFridge, FireAlarm, GasCooktop, Gated, GatedCommunity, IceMaker, SecuritySystemOwned, SmokeDetectors, TanklessWaterHeater, WineCooler
  • Pool features:Gas Heat, Gunite, Private

Parking

  • Parking description:Garage
  • Garage:Yes
  • Garage spaces:3
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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