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3513 Cottage Cove Lane, Panama City, FL 32408

Panama City
Local realty services provided by:CENTURY 21 First Story Real Estate
3513 Cottage Cove Lane,Panama City, FL 32408
$549,900
  • 4 Beds
  • 3 Baths
  • 2,314 sq. ft.
  • Single family
  • Active
Listed by: zack seltzer
Office: seltzer real estate, llc.
MLS#:791052
Source:FL_BCMLS

Price summary

  • Price:$549,900
  • Price per sq. ft.:$237.64
  • Monthly HOA dues:$151.33

About this home

Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that...

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Home facts

  • Year built:2024
  • Subdivision & Development:Sanctuary Beach
  • Listing ID #:791052
  • Added:137 day(s) ago
  • Updated:October 25, 2026 at 02:50 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:4
  • Flooring:Plank, Vinyl
  • Kitchen Description:Gas Range
  • Living area:2,314 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Electric
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2024
  • Building area:2,314 sq. ft.
  • Lot area:0.07 Acres
  • Architectural Style:Craftsman
  • Construction Materials:Wood Frame
  • Exterior Features:Patio
  • Foundation Description:Slab
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$549,900
  • Price per sq. ft.:$237.64
  • Tax amount:$6,468 (2025)

Features and amenities

  • Amenities:GasRange, Gated, GatedCommunity, SecurityGate, SmokeDetectors
  • Pool features:Community, InGround

Parking

  • Parking description:Gated
  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 First Story Real Estate is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 First Story Real Estate, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved. FL_BCMLS Member Broker: Debbie Kirkand

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