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3515 Cottage Cove Lane, Panama City, FL 32408

Panama City
Local realty services provided by:CENTURY 21 First Story Real Estate
3515 Cottage Cove Lane,Panama City, FL 32408
$568,999
  • 4 Beds
  • 3 Baths
  • 2,400 sq. ft.
  • Single family
  • Active
Listed by: the sanchez group
Office: think real estate
MLS#:795000
Source:FL_BCMLS

Price summary

  • Price:$568,999
  • Price per sq. ft.:$237.08
  • Monthly HOA dues:$169.33

About this home

Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a...

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Home facts

  • Year built:2024
  • Subdivision & Development:Sanctuary Beach
  • Listing ID #:795000
  • Added:6 day(s) ago
  • Updated:September 10, 2026 at 02:32 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:4
  • Kitchen Description:Electric Range
  • Living area:2,400 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Electric
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2024
  • Building area:2,400 sq. ft.
  • Lot area:0.07 Acres
  • Architectural Style:Coastal
  • Exterior Features:Porch
  • Foundation Description:Slab

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$568,999
  • Price per sq. ft.:$237.08
  • Tax amount:$6,944 (2025)

Features and amenities

  • Amenities:ElectricRange, Gated, SecurityGate
  • Pool features:Community, InGround

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 First Story Real Estate is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 First Story Real Estate, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved. FL_BCMLS Member Broker: Debbie Kirkand

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