3532 Treasure Circle, Panama City, FL 32408
Local realty services provided by:CENTURY 21 Ryan Realty
3532 Treasure Circle,Panama City, FL 32408
$1,499,000
- 4 Beds
- 3 Baths
- 2,880 sq. ft.
- Single family
- Active
Listed by: jeri a macdonald
Office: anchor realty florida
MLS#:795278
Source:FL_BCMLS
Price summary
- Price:$1,499,000
- Price per sq. ft.:$520.49
About this home
DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS.
TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included.
This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes.
The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level.
Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away.
Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it.
Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent....
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Home facts
- Year built:2027
- Subdivision & Development:[No Recorded Subdiv]
- Listing ID #:795278
- Added:53 day(s) ago
- Updated:November 03, 2026 at 05:10 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:4
- Living area:2,880 sq. ft.
Structure and exterior
- Year built:2027
- Building area:2,880 sq. ft.
- Lot area:0.12 Acres
- Architectural Style:Coastal
- Exterior Features:Dock
- Levels:2 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Utilities
- Sewer:Sewer Available
Finances and disclosures
- Price:$1,499,000
- Price per sq. ft.:$520.49
- Tax amount:$3,534 (2025)
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