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3534 Treasure Circle, Panama City, FL 32408

Panama City
Local realty services provided by:CENTURY 21 Ryan Realty
3534 Treasure Circle,Panama City, FL 32408
$999,000
  • 4 Beds
  • 5 Baths
  • 2,714 sq. ft.
  • Single family
  • Pending
Listed by: brad amerson llc., candi e miles
Office: compass florida, llc.
MLS#:792578
Source:FL_BCMLS

Price summary

  • Price:$999,000
  • Price per sq. ft.:$368.09

About this home

*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Waterfront homes with deep-water Gulf access are uncommon. A waterfront home built with Insulated Concrete Form (ICF) construction is a rare opportunity. Set on 52 feet of direct waterfront along Lower Grand Lagoon, this thoughtfully updated 4-bedroom, 4.5-bath residence offers 2,714 square feet designed for boating, entertaining, and everyday coastal living. Built with exceptional strength, energy efficiency, and storm resilience, this home combines quality construction with one of Panama City Beach's most desirable waterfront settings. Unlike many waterfront homes, this property offers a floor plan designed with privacy in mind. Each of the four spacious bedrooms features its own ensuite bathroom and private balcony, creating comfortable accommodations for owners and guests alike. The updated kitchen showcases quartz countertops, new and refinished cabinetry, a bold navy island, stainless steel appliances, and...

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Home facts

  • Year built:2003
  • Listing ID #:792578
  • Added:1 day(s) ago
  • Updated:July 15, 2026 at 01:11 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:5
  • Full bathrooms:4
  • Half bathrooms:1
  • Rooms Total:7
  • Kitchen Description:Electric Cook Top, Electric Oven, Electric Water Heater, Wine Cooler
  • Living area:2,714 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric, Heat Pump
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2003
  • Building area:2,714 sq. ft.
  • Lot area:0.14 Acres
  • Construction Materials:Concrete, Stucco
  • Exterior Features:Balcony, Deck, Outdoor Shower, Patio, Porch
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$999,000
  • Price per sq. ft.:$368.09

Features and amenities

  • Amenities:DoublePaneWindows, ElectricCooktop, ElectricOven, ElectricWaterHeater, SmokeDetectors, StormWindows, WineCooler
  • Pool features:Fenced, InGround, Private, Salt Water

Parking

  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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