403 Highway 2297, Panama City, FL 32404
Local realty services provided by:CENTURY 21 Beggins Enterprises
403 Highway 2297,Panama City, FL 32404
$699,000
- 3 Beds
- 2 Baths
- 1,767 sq. ft.
- Single family
- Active
Listed by: tyler s smith
Office: legacy premier agency
MLS#:784997
Source:FL_BCMLS
Price summary
- Price:$699,000
- Price per sq. ft.:$395.59
About this home
Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility--bring the boat, RV, four-wheeler, or horse--with room to live, work, and play in a peaceful waterfront setting.
Built in 1976 and thoughtfully renovated, the 1,767 sq ft home blends classic character with modern upgrades. Interior features include functional wood burning fireplace, fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances--all less than three years old.
Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior.
Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf.
Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6'', suitable for smaller boats.
Ideal for a private waterfront homestead, recreational retreat, or future expansion--this unique property offers space, privacy, and true Florida waterfront living....
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Home facts
- Year built:1976
- Listing ID #:784997
- Added:290 day(s) ago
- Updated:April 26, 2026 at 10:14 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Rooms Total:3
- Dining Description:SmartThermostat
- Bathrooms Description:SmartThermostat
- Kitchen Description:Electric Cook Top, Electric Oven, Electric Range, Electric Water Heater, Water Purifier Owned
- Bedroom Description:SmartThermostat
- Living area:1,767 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1976
- Building area:1,767 sq. ft.
- Lot area:5.17 Acres
- Architectural Style:Ranch
- Construction Materials:Brick
- Exterior Features:Boat Lift, Dock, Patio, Porch
- Levels:1 Story
Schools
- High school:Rutherford
- Middle school:Rutherford Middle
- Elementary school:Callaway
Finances and disclosures
- Price:$699,000
- Price per sq. ft.:$395.59
- Tax amount:$3,858 (2025)
Features and amenities
- Amenities:ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater, SecurityFence, SecurityGate, SmartThermostat, WaterPurifierOwned
Parking
- Parking description:Additional Parking, Gravel
- Garage:Yes
- Garage spaces:2
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