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4528 Horne Avenue, Panama City, FL 32404

Local realty services provided by:CENTURY 21 AllPoints Realty
4528 Horne Avenue,Panama City, FL 32404
$84,500
  • 3 Beds
  • 2 Baths
  • 1,535 sq. ft.
  • Single family
  • Active
Listed by: ramone c silvera
Office: salty marlin realty llc.
MLS#:784389
Source:FL_BCMLS

Price summary

  • Price:$84,500
  • Price per sq. ft.:$55.05

About this home

Here's your chance to turn a solid investment into big returns. This 3-bedroom, 2-bath home with 1,535 sq ft is located just minutes from Andrews Bay, offering proximity to the water and all the benefits of Panama City living. The property needs to be fully gutted, providing a true blank slate for investors to redesign, modernize, and maximize value—ideal for both fix-and-flip or long-term rental strategies. A major improvement is already in place with the roof updated in 2019, helping reduce upfront capital expenses. With a projected after-repair value of $250K-$255K and an estimated rehab budget of $70K-$80K, the numbers support strong upside potential. Conveniently located near Ascension Sacred Heart Bay, HCA Florida Gulf Coast Hospital, and Gulf Coast State College, this opportunity combines location, flexibility, and equity growth. Don't miss the chance to own near the water and create instant value in a growing Panama City market.

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Home facts

  • Year built:1940
  • Listing ID #:784389
  • Added:1 day(s) ago
  • Updated:January 30, 2026 at 02:37 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Living area:1,535 sq. ft.

Structure and exterior

  • Year built:1940
  • Building area:1,535 sq. ft.
  • Lot area:0.33 Acres

Schools

  • High school:Rutherford
  • Middle school:Rutherford Middle
  • Elementary school:Parker

Finances and disclosures

  • Price:$84,500
  • Price per sq. ft.:$55.05
  • Tax amount:$1,452 (2025)
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 AllPoints Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 AllPoints Realty, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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