6040 Howard Road, Panama City, FL 32404
Local realty services provided by:CENTURY 21 Ryan Realty
6040 Howard Road,Panama City, FL 32404
$342,000
- 3 Beds
- 3 Baths
- 1,886 sq. ft.
- Single family
- Active
Listed by: renae cooper
Office: re/max select partners
MLS#:790739
Source:FL_BCMLS
Price summary
- Price:$342,000
- Price per sq. ft.:$181.34
About this home
6040 Howard Rd | Callaway, FL 32404 3 Bed | 2.5 Bath | 1,886 Sq Ft | 2-Story | No HOA
This is the one Bay County buyers have been waiting for a solid, well-appointed 2-story home on a beautiful large lot in Callaway with NO HOA, loaded with high-value upgrades and ready for its next chapter.
From the moment you arrive, the durable metal roof signals the quality and care that defines this property throughout. Step inside to find brand-new luxury vinyl plank flooring flowing through the main living areas, giving the home a fresh, modern feel that's as easy to maintain as it is beautiful. With nearly 1,900 square feet spread across two stories, there's room for everyone, 3 bedrooms, 2.5 baths, and a flexible layout that adapts to how you actually live.
Built for the Florida Lifestyle and Then Some: This home is designed to keep you comfortable, powered, and prepared no matter what. The full Generac whole-home generator system (warranty valid through November) means hurricanes and power outages are just an inconvenience, not a crisis. The freshwater well with brand-new pumps and new water heater mean your major systems are dialed in and ready to go. The 12x20 storage closet inside the garage keeps everything organized, and the 220-amp hookup capability makes this property ready for an EV charger, workshop equipment, or whatever you have in mind.
Water Access Right Around the Corner: Just down the road, Earl Gilbert Park sits on East Bay with a boat ramp and more than 1,000 feet of shoreline a perfect launching point for a day on the water. The John B. Gore Park boat ramp on Beulah Avenue in Callaway is also just minutes away, offering convenient access to East Bay. Whether you're fishing, kayaking, or cruising, the water is practically at your doorstep.
Prime Location for Military Families & Everyone Else: Callaway is positioned along U.S. Highway 98, providing direct regional connectivity to Panama City, and sits near Tyndall Air Force Base, making the morning commute to base refreshingly short. Local dining favorites include Uncle Ernie's on St. Andrews Bay for waterfront seafood, CaHalls Deli, Finn's Island Style Grub, and Royal Thai just outside the gate, there's no shortage of great spots nearby. Panama City Beach and the world-famous 30A corridor are an easy drive for a day of sun and sand.
No HOA. No drama. Just a well-built, upgrade-packed home in one of Bay County's most convenient locations. Properties with this combination of features, lot size, and location don't sit long, schedule your private tour today!...
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Home facts
- Year built:1986
- Listing ID #:790739
- Added:1 day(s) ago
- Updated:June 03, 2026 at 10:42 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:10
- Kitchen Description:Electric Water Heater, Gas Range
- Living area:1,886 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Year built:1986
- Building area:1,886 sq. ft.
- Lot area:0.25 Acres
- Construction Materials:Stone, VinylSiding
- Exterior Features:Deck, Porch
Schools
- High school:Rutherford
- Middle school:Rutherford Middle
- Elementary school:Tyndall
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$342,000
- Price per sq. ft.:$181.34
- Tax amount:$3,372 (2025)
Features and amenities
- Amenities:ElectricWaterHeater, GasRange
Parking
- Garage:Yes
- Garage spaces:2
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