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9701 Summer Creek Drive, Panama City, FL 32409

Panama City
Local realty services provided by:CENTURY 21 Beggins Enterprises
9701 Summer Creek Drive,Panama City, FL 32409
$1,399,000
  • 3 Beds
  • 4 Baths
  • 3,243 sq. ft.
  • Single family
  • Active
Listed by: rusty h russell
Office: anchor realty florida
MLS#:790734
Source:FL_BCMLS

Price summary

  • Price:$1,399,000
  • Price per sq. ft.:$431.39
  • Monthly HOA dues:$120

About this home

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality....

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Home facts

  • Year built:2019
  • Listing ID #:790734
  • Added:54 day(s) ago
  • Updated:July 27, 2026 at 02:35 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Rooms Total:9
  • Kitchen Description:Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater, Tankless Water Heater
  • Living area:3,243 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir, MultiUnits
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:2019
  • Building area:3,243 sq. ft.
  • Lot area:1.93 Acres
  • Lot Features:Cul de sac
  • Architectural Style:Country
  • Exterior Features:Boat Lift, Boat Slip, Dock, Porch
  • Levels:1 Story

Schools

  • High school:Deane Bozeman
  • Middle school:Deane Bozeman
  • Elementary school:Deane Bozeman

Finances and disclosures

  • Price:$1,399,000
  • Price per sq. ft.:$431.39
  • Tax amount:$8,178 (2025)

Features and amenities

  • Amenities:DoublePaneWindows, ElectricOven, GasCooktop, GasRange, GasWaterHeater, Gated, GatedCommunity, Picnic Area, SecurityGate, SecuritySystemOwned, TanklessWaterHeater
  • Pool features:Community

Parking

  • Parking description:Garage, Gated
  • Garage:Yes
  • Garage spaces:4
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. CENTURY 21 Beggins Enterprises is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Beggins Enterprises, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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