- CENTURY 21 Real Estate
- Florida
- Ruskin
- 528 Ocean Spray Drive
528 Ocean Spray Drive, Ruskin, FL 33570
Local realty services provided by:CENTURY 21 Myers Realty
Listed by: chapin richards
Office: lpt realty, llc.
MLS#:TB8425549
Source:MFRMLS
Price summary
- Price:$429,000
- Price per sq. ft.:$115.66
- Monthly HOA dues:$7.08
About this home
Welcome to 528 Ocean Spray Dr in Ruskin, a 2021-built, move-in ready home offering 4 bedrooms, 3.5 bathrooms, and 2,820 sq ft in the sought-after Shell Cove community. This rare opportunity combines low-interest assumable financing, modern construction, and flexible living spaces—a powerful advantage in today’s market.
Designed with an open-concept floor plan, the home features high ceilings, tile flooring, and abundant natural light. The chef’s kitchen is the heart of the home with granite countertops, stainless steel appliances, and a large center island—perfect for entertaining and everyday living.
A standout feature is the private in-law suite with its own entrance, ideal for multigenerational living, guests, home office, or rental income potential. The primary suite offers a peaceful retreat with a walk-in closet, dual vanities, garden tub, and separate shower. Two additional bedrooms share a Jack-and-Jill bathroom, providing smart separation and privacy.
Enjoy Florida living in the oversized backyard, perfect for gatherings, pets, or future outdoor enhancements. Residents of Shell Cove enjoy access to a community pool, well-maintained common areas, and a prime location just minutes from shopping, dining, and grocery stores.
NO FLOOD INSURANCE REQUIRED!
Assumable VA loan at 2.99% (qualified buyers)
Built in 2021.
Low HOA.
Convenient access to I-75, Tampa, and surrounding areas.
Bonus: A FREE appraisal and potential lender incentives are available when using the preferred lender.
Contact an agent
Home facts
- Year built:2021
- Listing ID #:TB8425549
- Added:142 day(s) ago
- Updated:January 30, 2026 at 03:07 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Living area:2,820 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Electric
Structure and exterior
- Roof:Shingle
- Year built:2021
- Building area:2,820 sq. ft.
- Lot area:0.18 Acres
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$429,000
- Price per sq. ft.:$115.66
- Tax amount:$10,267 (2024)
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