Login

110 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

Santa Rosa Beach
Local realty services provided by:CENTURY 21 Ryan Realty
110 Mosaic Oaks Circle,Santa Rosa Beach, FL 32459
$486,000
  • 3 Beds
  • 2 Baths
  • 1,883 sq. ft.
  • Single family
  • Active
Listed by: darlene s kluck
Office: lokation
MLS#:998598
Source:FL_ECAR

Price summary

  • Price:$486,000
  • Price per sq. ft.:$258.1

About this home

Nearly $100,000 in thoughtful seller improvements -- plus a rare assumable VA loan at approximately 2.7% interest -- make this Mosaic Oaks home a standout opportunity just under 4 miles from 30A's sugar-white beaches and only half a mile from Choctawhatchee Bay access. This impeccably maintained 3-bedroom, 2.5-bath home offers a beautifully upgraded coastal retreat with meaningful enhancements throughout, including a complete primary suite renovation, new luxury vinyl plank flooring, and a refreshed kitchen featuring professionally refinished cabinetry, modern tile backsplash, and upgraded cabinet lighting. Fresh interior and exterior paint, added trim detail, new shutters, gutters, and exterior doors create a cohesive, designer-inspired look rarely found in the community. The backyard is a true showstopper -- thoughtfully designed for both entertaining and relaxation with a Trex floating deck, custom paver patio, lush landscaping, irrigation system, and fully fenced yard. An outdoor...

Contact an agent

contact an agent

Yes, I would like more information. Please use and/or share my information with an independent agent affiliated with the CENTURY 21®  brand to contact me about my real estate needs. By clicking Send message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an independent agent affiliated with the CENTURY 21®  brand is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE® , Coldwell Banker® , Corcoran® , ERA® , Sotheby's International Realty® ). I acknowledge that I have read and agree to theTerms of useandPrivacy notice

Home facts

  • Year built:2016
  • Listing ID #:998598
  • Added:1 day(s) ago
  • Updated:April 15, 2026 at 10:47 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:6
  • Kitchen Description:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric
  • Living area:1,883 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:2016
  • Building area:1,883 sq. ft.
  • Lot area:0.12 Acres
  • Lot Features:Covenants
  • Architectural Style:Florida Cottage
  • Exterior Features:BBQ Pit/Grill, Balcony, Fenced Area, Hurricane Shutters, Sprinkler System, Yard Building

Schools

  • High school:South Walton
  • Middle school:Emerald Coast
  • Elementary school:Dune Lakes

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$486,000
  • Price per sq. ft.:$258.1
  • Tax amount:$2,941 (2025)

Features and amenities

  • Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric, Washer
  • Laundry features:Dryer, Washer
  • Amenities:Kitchen Island, Pantry

Parking

  • Garage:Yes
  • Garage spaces:1
The information being provided by Emerald Coast Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Emerald Coast Association Of REALTORS®. CENTURY 21 Ryan Realty is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of CENTURY 21 Ryan Realty, a broker participant of Emerald Coast Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Emerald Coast Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Emerald Coast Association Of REALTORS®. All rights reserved.

New listings near 110 Mosaic Oaks Circle