115 Indian Woman Road, Santa Rosa Beach, FL 32459

Some houses you tour. This one you settle into. It starts on the corner lot, under longleaf pines and oaks that throw real shade by late afternoon -- the kind that makes the back yard usable in August. Behind the full fence there's a fire pit, a garden, stone and gravel walkways, crape myrtle and palm, all of it kept green by full irrigation off a well pump. Come through the double gate on E Russel Ave and there's room to park the boat, the RV, whatever you tow. Inside, 1,610 square feet of open-concept living under wood floors, with a wood-burning fireplace for the three weeks a year the Panhandle earns one. Craftsman moldings in 6'' and 4'' run throughout -- the detail you notice on the second walkthrough, not the first. The kitchen keeps light shaker cabinets, granite counters and a breakfast bar built for morning conversation, with the laundry room just off it. Three bedrooms, three full baths, every bedroom with its own -- no one negotiates for the shower. Travertine floors...