198 Acton Rd, Annapolis, MD 21403
Local realty services provided by:CENTURY 21 Ryon Real Estate
Listed by: sarah greenlee morse
Office: ttr sotheby's international realty
MLS#:MDAA2136766
Source:BRIGHTMLS
Price summary
- Price:$2,350,000
- Price per sq. ft.:$661.97
About this home

Experience the best of waterfront living with easy water access to historic Annapolis, Eastport, and the Chesapeake Bay. Perfectly sited in a protected area on Spa Creek, this eco-friendly contemporary home was designed by architect Gary S. Schwerzler of Fourth Street Design Studio and built by Blueford Contracting.
Set on a quarter of an acre and surrounded by lush native landscaping, the property features three east-facing decks, a private pier with water and electric, two boat slips (16' x 40' and 10' x 20'), and a dual kayak dock. Mean low water is over six feet in the larger slip and five feet in the smaller. A piling permit is secured for the narrower slip. Designed to maximize natural light and views of water, woodlands and wildlife, the home showcases exceptional craftsmanship throughout. A welcoming front porch leads to an oversized walnut entry door and spacious foyer. The main level includes a bedroom with en-suite bath, a home office with built-ins, open-concept living and dining areas, and a modern kitchen with high-end appliances, Corian and granite counters, and a walk-in pantry. Upstairs are two additional en-suite bedrooms, laundry, and a storage room. The waterside primary suite offers its own private deck and a generous walk-in closet. The home has numerous high-end finishes including Hubbardton Forge lighting, heated bathroom floors, extensive custom built-ins, solid-core pocket doors, Brazilian teak floors, and custom interior railings fabricated by M Yacht Services. The walk-out lower level, original to the 1940s cottage, provides ample storage for boating equipment, a workshop, a second laundry, and a flexible finished space ideal for a gym or recreation room. It opens to a patio, a rustic summer kitchen, a half bath, and an inviting outdoor entertaining area—perfect for gatherings and classic Maryland crab feasts. Constructed for visual appeal, durability, and efficiency, the home features IPE decking, Nichiha fiber cement siding, AZEK trim, Marvin windows and doors, geothermal HVAC, tankless hot water, a Honda generator, and a propane fire pit. Ample parking for four vehicles in front. Enjoy the best of both worlds - being on the water, surrounded by nature and wildlife - while also having footpath and water access to parklands and town....
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Home facts
- Year built:1940
- Listing ID #:MDAA2136766
- Added:7 day(s) ago
- Updated:April 04, 2026 at 08:45 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Flooring:Hardwood
- Dining Description:Dining Room
- Bathrooms Description:Bathroom 3, Full Bath, Half Bath, Primary Bathroom
- Bedroom Description:Primary Bedroom
- Basement:Yes
- Basement Description:Interior Access, Outside Entrance, Partially Finished
- Living area:3,550 sq. ft.
Heating and cooling
- Cooling:Central A/C
- Heating:Geo-thermal, Heat Pump(s)
Structure and exterior
- Year built:1940
- Building area:3,550 sq. ft.
- Lot area:0.26 Acres
- Lot Features:Creek/Stream
- Architectural Style:Coastal
- Construction Materials:HardiPlank Type
- Exterior Features:Extensive Hardscape, Exterior Lighting, Underground Lawn Sprinkler
- Foundation Description:Block
- Levels:3 Story
Schools
- High school:ANNAPOLIS
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$2,350,000
- Price per sq. ft.:$661.97
- Tax amount:$13,472 (2025)
Features and amenities
- Laundry features:Laundry
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