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2405 Barclay St, Baltimore, MD 21218

Baltimore
Local realty services provided by:CENTURY 21 Downtown
2405 Barclay St,Baltimore, MD 21218
$350,000
  • 3 Beds
  • - Baths
  • 20,000 sq. ft.
  • Multi-family
  • Active
Listed by: thomas h fair
Office: ben frederick realty, inc.
MLS#:MDBA2221274
Source:BRIGHTMLS

Price summary

  • Price:$350,000
  • Price per sq. ft.:$17.5

About this home

2405 Barclay Street offers a unique opportunity for an owner-occupant seeking to build long-term wealth through real estate. By living in one apartment and renting the remaining two, a purchaser can offset a significant portion of the monthly housing expense while benefiting from rental income, principal reduction, and future appreciation. With three one-bedroom apartments, individual utilities, and below-market rents that offer future upside, the property provides both immediate housing and the opportunity to grow cash flow over time as apartments turn over. Example Owner-Occupant Financing Scenario* ●3.5% Down Payment ●Purchase Price: $369,000 ●Loan Amount: $356,085 ●Interest Rate: 6.00% ●30-Year Fixed Mortgage ●Estimated Monthly PITI + Mortgage Insurance: $3,064 ●Rental Income from Two Apartments: $2,600/month ●Estimated Monthly Housing Cost for Owner: Approximately $464/month *Illustrative financing example only. Financing programs, down payment requirements, occupancy...

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Home facts

  • Year built:1900
  • Listing ID #:MDBA2221274
  • Added:3 day(s) ago
  • Updated:June 30, 2026 at 01:36 PM

Rooms and interior

  • Bedrooms:3
  • Basement:Yes
  • Basement Description:Interior Access, Unfinished
  • Living area:20,000 sq. ft.

Heating and cooling

  • Cooling:Central A/C
  • Heating:Electric, Heat Pump(s)

Structure and exterior

  • Year built:1900
  • Building area:20,000 sq. ft.
  • Lot area:0.03 Acres
  • Architectural Style:Converted Dwelling
  • Construction Materials:Brick
  • Foundation Description:Stone

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$350,000
  • Price per sq. ft.:$17.5
  • Tax amount:$3,894 (2025)

Parking

  • Parking description:On Street

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