56 Cross Point Dr, Owings, MD 20736
Local realty services provided by:CENTURY 21 The Real Estate Store
Listed by: tracey l bellotte
Office: coldwell banker realty
MLS#:MDCA2023062
Source:BRIGHTMLS
Price summary
- Price:$699,900
- Price per sq. ft.:$193.02
- Monthly HOA dues:$25
About this home
🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings.
✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!...
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Home facts
- Year built:2000
- Listing ID #:MDCA2023062
- Added:184 day(s) ago
- Updated:March 14, 2026 at 07:33 AM
Rooms and interior
- Bedrooms:5
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Dining Description:Dining Area, Formal/Separate Dining Room
- Kitchen Description:2nd Kitchen, Built-In Microwave, Built-Ins, Cooktop, Dishwasher, Kitchen - Eat-In, Oven - Wall, Pantry, Recessed Lighting, Refrigerator
- Bedroom Description:Walk In Closet(s)
- Basement:Yes
- Basement Description:Full, Fully Finished, Rear Entrance
- Living area:3,626 sq. ft.
Heating and cooling
- Cooling:Central A/C
- Heating:Electric, Heat Pump(s), Oil
Structure and exterior
- Year built:2000
- Building area:3,626 sq. ft.
- Lot area:0.5 Acres
- Architectural Style:Colonial
- Construction Materials:Brick, Vinyl Siding
- Exterior Features:Deck(s), Patio(s)
- Foundation Description:Concrete Perimeter, Permanent
- Levels:3 Story
Utilities
- Water:Public
- Sewer:Private Septic Tank
Finances and disclosures
- Price:$699,900
- Price per sq. ft.:$193.02
- Tax amount:$5,979 (2024)
Features and amenities
- Laundry features:Dryer, Washer
- Amenities:Built-Ins, Ceiling Fan(s), Recessed Lighting
Parking
- Parking description:Attached Garage, Garage - Front Entry
- Garage:Yes
- Garage spaces:2
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