28615 99 1/2 Street Nw, Zimmerman, MN 55398
Local realty services provided by:CENTURY 21 FM Realty
28615 99 1/2 Street Nw,Zimmerman, MN 55398
$519,000
- 2 Beds
- 2 Baths
- 2,133 sq. ft.
- Single family
- Pending
Listed by: jill nungesser
Office: lpt realty, llc.
MLS#:7039924
Source:NSMLS
Price summary
- Price:$519,000
- Price per sq. ft.:$223.9
- Monthly HOA dues:$2.5
About this home
Year-Round Crystal-Clear Living on Sandy Lake!
Rare Opportunity on Sherburne County’s Premier Spring-Fed Gem
Experience the unmatched clarity of Sandy Lake in this versatile walkout rambler. Known for its pristine, spring-fed waters, this lake is a true four-season playground. Whether you are cruising around the lake on your pontoon in July, launching a kayak from your private dock in September or cross-country skiing across the lake in January, this property offers the ultimate Minnesota lakefront lifestyle.
Main Level: Views & Modern Comfort
The heart of the home is a large, updated kitchen featuring sleek granite countertops and stainless steel appliances, perfect for prepping lake-day snacks or hosting holiday dinners. The main floor also hosts two comfortable bedrooms and a full bath, all flowing into a spectacular living room, sunroom and 4 season porch—your front-row seat to loon calls and golden sunsets.
The Lower Level: Flexibility & Growth
The walkout lower level currently hosts a large rec room with pool table, a quiet office (non-conforming 3rd bedroom), a cozy family room(a wall could easily be added to convert to a 4th bedroom),making this a perfect fit for growing needs or hosting weekend guests. A 3 season porch with electric fireplace, lounging and dining options, complete with a wine fridge,this is lake living at its best!
The "X-Factor" Bonus Space
Above the detached garage, discover a finished 800 sq. ft.(not included as finished square feet on the listing totals) loft. Currently used as expansive living space, this is primed to become a premier guest suite, studio, or office with the simple addition of heat and plumbing.
Outdoor Paradise:
Entertaining Deck: Oversized and ready for summer BBQs.
Gentle elevation to the Lakefront: Features a patio, firepit area, and a lake platform.
Private Dock: Ready for your boat!
Updates & Features:
2 BR / 2 BA (with easy 3rd & 4th BR potential)
Large Kitchen with Granite & Stainless Steel
Walkout Rambler Design
Multiple sun rooms& porches with lake views
Detached Garage with 800 Sq Ft Finished Loft
Spring-Fed, Clear Water Clarity
South facing the lake for sunrise and sunset views
Don’t miss your chance to own on one of the cleanest lakes in the county—schedule your private tour today!...
Contact an agent
Home facts
- Year built:1970
- Subdivision & Development:Whispering Oaks
- Listing ID #:7039924
- Added:103 day(s) ago
- Updated:August 03, 2026 at 08:36 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:1
- Dining Description:Informal Dining Room
- Bathrooms Description:3/4 Basement, Main Floor Full Bath
- Kitchen Description:Dishwasher, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wine Cooler
- Basement:Yes
- Basement Description:Block, Daylight / Lookout Windows, Finished, Partially Finished, Storage Space, Walkout
- Living area:2,133 sq. ft.
Heating and cooling
- Cooling:Window Unit(s)
- Heating:Forced Air, Space Heater, Wood Stove
Structure and exterior
- Roof:Age Over 8 Years, Asphalt
- Year built:1970
- Building area:2,133 sq. ft.
- Lot area:0.49 Acres
- Lot Features:Accessible Shoreline
- Construction Materials:Block
- Levels:1 Story
Utilities
- Water:Well
- Sewer:Tank with Drainage Field
Finances and disclosures
- Price:$519,000
- Price per sq. ft.:$223.9
- Tax amount:$2,486 (2025)
Features and amenities
- Appliances:Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
- Laundry features:Dryer, Washer
- Amenities:Gas Water Heater, Water Softener Owned
Parking
- Parking description:Detached Garage, Electric, Garage Door Opener, Gravel
- Garage:Yes
- Garage spaces:2
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