16312 Cozy Cove Road, Charlotte, NC 28278
Local realty services provided by:CENTURY 21 Towne & Country
Listed by: robyn riordan
Office: compass
MLS#:4321861
Source:CH
Price summary
- Price:$2,750,000
- Price per sq. ft.:$442.26
About this home
Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite.
The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless.
Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas.
Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today. **Seller is offering a 2/1 buydown with acceptable offer** Flyer with details attached....
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Home facts
- Year built:2019
- Subdivision & Development:None
- Listing ID #:4321861
- Updated:October 25, 2026 at 01:19 PM
Rooms and interior
- Bedrooms:6
- Total bathrooms:7
- Full bathrooms:5
- Half bathrooms:2
- Flooring:Carpet, Tile, Wood
- Kitchen Description:Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Wine Refrigerator
- Basement:Yes
- Basement Description:Garage Door
- Living area:6,218 sq. ft.
Heating and cooling
- Cooling:Central Air, Heat Pump
- Heating:Heat Pump, Natural Gas
- Central air:Yes
Structure and exterior
- Year built:2019
- Building area:6,218 sq. ft.
- Lot area:1.01 Acres
- Construction Materials:Fiber Cement
- Exterior Features:Fire Pit, Gas Grill, In-Ground Irrigation
- Foundation Description:Basement
Schools
- High school:Unspecified
- Elementary school:Unspecified
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$2,750,000
- Price per sq. ft.:$442.26
Features and amenities
- Laundry features:Laundry Room, Lower Level, Main Level, Upper Level
- Amenities:Garden Tub, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
Parking
- Parking description:Attached Garage, Garage Door Opener, Golf Cart Garage
- Garage:Yes
- Garage spaces:4
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