20407 Harborgate Court #404, Cornelius, NC 28031
Local realty services provided by:CENTURY 21 Triangle Group
Listed by: paul yancey
Office: southern homes of the carolinas, inc
MLS#:4357253
Source:CH
Price summary
- Price:$665,000
- Price per sq. ft.:$519.94
- Monthly HOA dues:$362
About this home
Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.
Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here.
Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access.
Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views.
The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home’s updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence.
Harborgate is one of Lake Norman’s most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77.
Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.
Seller Financing Only – Unique Opportunity
Why pay more per month next door? This property offers a seller-financed structure designed to reduce both monthly payment and upfront cash.
With approximately $60,000 down, a below-market rate (~5.75%), and interest-only payments, buyers can save $800+ per month compared to traditional financing.
In addition, no lender fees or appraisal requirements create $13,000+ in upfront savings.
Deeded boat slip included.
See seller financing comparison in attachments. Contact listing agent for details on how the financing works....
Contact an agent
Home facts
- Year built:1985
- Listing ID #:4357253
- Updated:April 28, 2026 at 01:17 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Tile, Wood
- Kitchen Description:Dishwasher, Disposal, Electric Range
- Living area:1,279 sq. ft.
Heating and cooling
- Cooling:Heat Pump
- Heating:Heat Pump
- Central air:Yes
Structure and exterior
- Year built:1985
- Building area:1,279 sq. ft.
- Construction Materials:Hardboard
- Exterior Features:Storage
- Foundation Description:Basement
Schools
- High school:William Amos Hough
- Elementary school:Cornelius
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$665,000
- Price per sq. ft.:$519.94
Features and amenities
- Laundry features:Main Level
- Amenities:Walk-In Closet(s)
Parking
- Parking description:Assigned
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