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4634 Harbor View Terrace, Morganton, NC 28655

Local realty services provided by:CENTURY 21 Connected
Listed by: olivia mark
Office: dash carolina
MLS#:4340012
Source:CH
4634 Harbor View Terrace,Morganton, NC 28655
$849,000
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  • 3 Beds
  • 3 Baths
  • 2,947 sq. ft.
  • Single family
  • Active

Price summary

  • Price:$849,000
  • Price per sq. ft.:$288.09
  • Monthly HOA dues:$169

About this home

Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a

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Home facts

  • Year built:1995
  • Listing ID #:4340012
  • Updated:January 29, 2026 at 06:12 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:3
  • Living area:2,947 sq. ft.

Heating and cooling

  • Heating:Forced Air

Structure and exterior

  • Year built:1995
  • Building area:2,947 sq. ft.
  • Lot area:0.78 Acres

Schools

  • High school:Freedom
  • Elementary school:Glen Alpine

Utilities

  • Water:Community Well
  • Sewer:Septic (At Site)

Finances and disclosures

  • Price:$849,000
  • Price per sq. ft.:$288.09
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