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20 Otsego Street, Oneonta, NY 13820

Oneonta
Local realty services provided by:CENTURY 21 Galloway Realty
20 Otsego Street,Oneonta, NY 13820
$279,000
  • 7 Beds
  • 3 Baths
  • 2,669 sq. ft.
  • Multi-family
  • Active
Listed by: rebecca ryan, patrick b. muller
Office: oneonta realty llc.
MLS#:R1669565
Source:NY_GENRIS

Price summary

  • Price:$279,000
  • Price per sq. ft.:$104.53

About this home

Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor. The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility. Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences. Both homes sit on their own...

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Home facts

  • Year built:1900
  • Listing ID #:R1669565
  • Added:10 day(s) ago
  • Updated:April 21, 2026 at 02:49 PM

Rooms and interior

  • Bedrooms:7
  • Total bathrooms:3
  • Full bathrooms:3
  • Flooring:Carpet, Hardwood, Varies, Vinyl
  • Basement:Yes
  • Basement Description:Full
  • Living area:2,669 sq. ft.

Heating and cooling

  • Heating:Gas

Structure and exterior

  • Year built:1900
  • Building area:2,669 sq. ft.
  • Lot area:0.1 Acres
  • Lot Features:Irregular Lot, Residential Lot
  • Construction Materials:Frame
  • Levels:2 Stories

Utilities

  • Water:Connected, Public, Water Connected
  • Sewer:Connected, Sewer Connected

Finances and disclosures

  • Price:$279,000
  • Price per sq. ft.:$104.53
  • Tax amount:$8,450

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