20 Otsego Street, Oneonta, NY 13820
Local realty services provided by:CENTURY 21 Galloway Realty
20 Otsego Street,Oneonta, NY 13820
$274,000
- 7 Beds
- 3 Baths
- 2,669 sq. ft.
- Multi-family
- Pending
Listed by: rebecca ryan, patrick b. muller
Office: oneonta realty llc.
MLS#:R1669565
Source:NY_GENRIS
Price summary
- Price:$274,000
- Price per sq. ft.:$102.66
About this home
Why buy one house when you can buy two?? Located in the heart of center-city Oneonta on Otsego Street, this unique multi-parcel property offers two separate homes on two tax lots with a shared driveway, just moments from Main Street, local shops, restaurants, and the SUNY/Hartwick corridor.
The front residence is a spacious 5-bedroom, 1-bath home featuring classic curb appeal with a cedar shake exterior and newer metal roof, offering strong exterior maintenance and long-term durability. The rear structure is a cozy 2-bedroom, 1-bath home with vinyl siding and its own private feel, positioned behind the main house for added separation and flexibility.
Together, the property presents multiple pathways for use - ideal for owner-occupancy with supplemental rental income, a full investment setup with two independent living spaces, or a multi-generational living arrangement with extended household flexibility while maintaining privacy between residences.
Both homes sit on their own tax parcels while sharing convenient driveway access, creating a rare configuration in this central in-city location. With proximity to downtown Oneonta and strong rental demand in the area, the property offers a compelling opportunity for both long-term hold and value-add positioning.
A versatile setup in a walkable, centrally located neighborhood—well suited for a range of residential and investment strategies....
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Home facts
- Year built:1900
- Listing ID #:R1669565
- Added:112 day(s) ago
- Updated:August 01, 2026 at 08:39 AM
Rooms and interior
- Bedrooms:7
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Carpet, Hardwood, Varies, Vinyl
- Basement:Yes
- Basement Description:Full
- Living area:2,669 sq. ft.
Heating and cooling
- Heating:Gas
Structure and exterior
- Year built:1900
- Building area:2,669 sq. ft.
- Lot area:0.1 Acres
- Lot Features:Irregular Lot, Residential Lot
- Construction Materials:Frame
- Levels:2 Stories
Utilities
- Water:Connected, Public, Water Connected
- Sewer:Connected, Sewer Connected
Finances and disclosures
- Price:$274,000
- Price per sq. ft.:$102.66
- Tax amount:$8,450
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