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38-40 Cliff Street, Oneonta, NY 13820

Oneonta
Local realty services provided by:CENTURY 21 Galloway Realty
38-40 Cliff Street,Oneonta, NY 13820
$375,000
  • 10 Beds
  • 4 Baths
  • 3,104 sq. ft.
  • Multi-family
  • Active
Listed by: rodger b moran
Office: benson agency real estate llc.
MLS#:R1687928
Source:NY_GENRIS

Price summary

  • Price:$375,000
  • Price per sq. ft.:$120.81

About this home

Quality maintained 10 bedroom 4 family home just minutes to downtown and city bus lines. May be purchased with home next door 34-36 Cliff St, a four family MLS R1687927. Utilities are separate. Ample rear parking area for tenants. 3100 sqft home features a spacious front enclosed entry porch for all tenants. Outside there is a rear 2nd floor deck for both 2nd floor tenants, and separate rear entry decks for each first floor tenants. Two 3 bedroom and two 2 bedroom units. Spacious apartments all have generous square footage and closets, and all are equipped with dishwasher. Coin op laundry in basement. Home was completely gutted in the '90's so all electrical, plumbing, and wiring were done at that time. 38-40 Cliff St: Income: $51,600 annually. Expenses: Taxes $6,946, Water/Sewer $1,700, Insurance $2,200, Trash $1,200, Snow $375, Maintenance and Vacancy at 5% of gross $3,750, Total expenses: $16,171. NOI $35,429. Mortgage expense: $26,316 ($375,000, 20% down, $300k@ 6.25%...

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Home facts

  • Year built:1900
  • Listing ID #:R1687928
  • Added:8 day(s) ago
  • Updated:June 13, 2026 at 03:14 PM

Rooms and interior

  • Bedrooms:10
  • Total bathrooms:4
  • Full bathrooms:4
  • Flooring:Carpet, Varies, Vinyl
  • Basement:Yes
  • Basement Description:Full
  • Living area:3,104 sq. ft.

Heating and cooling

  • Heating:Forced Air, Gas

Structure and exterior

  • Roof:Shingle
  • Year built:1900
  • Building area:3,104 sq. ft.
  • Lot area:0.16 Acres
  • Lot Features:Irregular Lot, Near Public Transit, Residential Lot
  • Architectural Style:Fourplex
  • Construction Materials:Frame, Vinyl Siding
  • Exterior Features:Deck
  • Foundation Description:Stone
  • Levels:2 Stories

Utilities

  • Water:Connected, Public, Water Connected
  • Sewer:Connected, Sewer Connected

Finances and disclosures

  • Price:$375,000
  • Price per sq. ft.:$120.81
  • Tax amount:$5,946

Features and amenities

  • Amenities:Deck

Parking

  • Parking description:Common, Gravel Driveway, Parking Available

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