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440 Swan Pond Cir Rd, Harriman, TN 37748

Harriman
Local realty services provided by:CENTURY 21 Legacy
440 Swan Pond Cir Rd,Harriman, TN 37748
$359,000
  • 3 Beds
  • 1 Baths
  • 1,100 sq. ft.
  • Single family
  • Active
Listed by: debby hill, artie hill
Office: bhhs dean-smith realty
MLS#:1345410
Source:TN_KAAR

Price summary

  • Price:$359,000
  • Price per sq. ft.:$326.36

About this home

Unlock a rare riverfront investment opportunity on 1.28 acres with more than 320 feet of shoreline along the Emory River/Watts Bar Lake. With two physical addresses and the potential to subdivide into two separate lots, this property offers multiple paths for value creation. The existing 1,200 SF site-built cottage with a full basement provides immediate usability and rental potential. The main level includes 3 bedrooms and 1 bath, a functional galley kitchen, and a bright living room. The lower level adds a family room, a third bedroom, and an oversized laundry/storage area with walk-out access--ideal for tenants, guests, or future expansion. The land itself is the true asset: gentle topography, wide shoreline, and flexible development options. Investors can hold and rent, build a new riverfront home, create a multi-generational layout, or divide the property to maximize long-term return. Waterfront parcels with this level of versatility are increasingly scarce on Watts...

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Home facts

  • Year built:1976
  • Listing ID #:1345410
  • Added:64 day(s) ago
  • Updated:August 24, 2026 at 07:34 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:1
  • Full bathrooms:1
  • Rooms Total:6
  • Flooring:Carpet, Vinyl
  • Basement:Yes
  • Basement Description:Finished, Walkout
  • Living area:1,100 sq. ft.

Heating and cooling

  • Cooling:Central Cooling
  • Heating:Central, Electric

Structure and exterior

  • Year built:1976
  • Building area:1,100 sq. ft.
  • Lot area:1.28 Acres
  • Lot Features:Wooded
  • Architectural Style:Cottage
  • Construction Materials:Block

Utilities

  • Sewer:Septic Tank

Finances and disclosures

  • Price:$359,000
  • Price per sq. ft.:$326.36

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