281 Cottage Drive, Ten Mile, TN 37880
Local realty services provided by:CENTURY 21 Legacy
281 Cottage Drive,Ten Mile, TN 37880
$1,749,999
- 3 Beds
- 5 Baths
- - sq. ft.
- Single family
- Coming Soon
Listed by: kristy rucker
Office: wallace
MLS#:1346939
Source:TN_KAAR
Price summary
- Price:$1,749,999
About this home
Welcome to 281 Cottage Drive, where classic lakefront living meets timeless charm on beautiful Watts Bar Lake. First time offered on the market, it is ideally situated on a large, quiet cove just off the main channel. This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake.
Offering approximately 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout.
The dramatic great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining.
Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day.
The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests.
The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living.
Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water.
In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment.
Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come.
From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home....
Contact an agent
Home facts
- Year built:2001
- Listing ID #:1346939
- Updated:July 06, 2026 at 02:52 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:5
- Full bathrooms:3
- Half bathrooms:2
- Rooms Total:12
- Flooring:Carpet, Hardwood, Tile
- Basement:Yes
- Basement Description:Finished, Walkout
Heating and cooling
- Cooling:Central Cooling
- Heating:Central, Electric, Propane
Structure and exterior
- Year built:2001
- Architectural Style:Cape Cod, Cottage
- Construction Materials:Brick
Schools
- High school:Meigs County
- Middle school:Meigs
- Elementary school:Meigs North
Utilities
- Sewer:Septic Tank
Finances and disclosures
- Price:$1,749,999
Features and amenities
- Amenities:Windows - Vinyl
Parking
- Parking description:Attached, Detached, Garage Door Opener, RV Parking
- Garage spaces:5
New listings near 281 Cottage Drive
- New
$390,000Active5.41 Acres3132 Cherokee Circle, Ten Mile, TN 37880
MLS# 3260191Listed by: RE/MAX REAL ESTATE PROFESSIONALS - New
$65,000Active2 beds 2 baths928 sq. ft.200 Valley Lane, Ten Mile, TN 37880
MLS# 3250298Listed by: REALTY ONE GROUP EXPERTS 
$159,900Pending3 beds 2 baths1,788 sq. ft.575 Jd Walden Road, Ten Mile, TN 37880
MLS# 3248867Listed by: EAST TENNESSEE PROPERTIES LLC- New
$44,900Active1 Acres7 Bill West Road, Ten Mile, TN 37880
MLS# 3248882Listed by: EAST TENNESSEE PROPERTIES LLC 
$60,000Active1.8 Acres1 Branham Rd, Ten Mile, TN 37880
MLS# 3247052Listed by: J. BYRD LAND AND HOLDINGS
$1,065,000Active3 beds 3 baths3,052 sq. ft.463 Waterfront Way, Ten Mile, TN 37880
MLS# 1537257Listed by: KELLER WILLIAMS REALTY
$299,000Active3 beds 2 baths1,265 sq. ft.359 Clearwater Rd, Ten Mile, TN 37880
MLS# 1345070Listed by: REALTY EXECUTIVES ASSOCIATES
$374,000Active34 Acres34 Tennessee 304, Ten Mile, TN 37880
MLS# 3244164Listed by: KELLER WILLIAMS ATHENS
$69,900Active5.5 Acres55 Pleasant Hill Road, Ten Mile, TN 37880
MLS# 3244170Listed by: KELLER WILLIAMS ATHENS
Protect your home and budget from life's surprises with an Assurant Home Warranty, backed by a partner that supports you through every step of homeownership. Explore Plans.
©2026 Century 21 Real Estate LLC. All rights reserved. CENTURY 21®, the CENTURY 21 Logo and C21® are service marks owned by Century 21 Real Estate LLC. Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Listing information is deemed reliable but not guaranteed accurate.