1121 S 23rd St, Temple, TX 76504
Local realty services provided by:CENTURY 21 North East
Listed by: ramgopal surabi
Office: texas signature realty
MLS#:7162261
Source:ACTRIS
1121 S 23rd St,Temple, TX 76504
$199,640
- 3 Beds
- 2 Baths
- 1,288 sq. ft.
- Single family
- Active
Price summary
- Price:$199,640
- Price per sq. ft.:$155
About this home
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White
Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying.
THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available.
THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby.
THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates.
Serious inquiries only. Proof of down payment required with offer....
Contact an agent
Home facts
- Year built:1940
- Subdivision & Development:Tal-Coe Place
- Listing ID #:7162261
- Updated:September 30, 2026 at 05:05 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Carpet, Vinyl
- Kitchen Description:Refrigerator
- Living area:1,288 sq. ft.
Heating and cooling
- Cooling:Electric
- Heating:Electric
Structure and exterior
- Roof:Asphalt
- Year built:1940
- Building area:1,288 sq. ft.
- Lot area:0.24 Acres
- Lot Features:Back Yard, Corner Lot, Few Trees, Front Yard
- Construction Materials:Vinyl Siding
- Foundation Description:Pillar/Post/Pier
Schools
- High school:Temple
- Elementary school:Scott
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$199,640
- Price per sq. ft.:$155
- Tax amount:$3,731 (2025)
Features and amenities
- Appliances:Refrigerator
- Amenities:Storage
Parking
- Total parking spaces:4
- Parking description:Additional Parking
- Garage:Yes
- Garage spaces:4
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