645 N 550 W, Smithfield, UT 84335
Local realty services provided by:CENTURY 21 Lifestyle Real Estate
645 N 550 W,Smithfield, UT 84335
$539,900
- 3 Beds
- 3 Baths
- 3,457 sq. ft.
- Single family
- Active
Listed by: tanner watson
Office: visionary real estate
MLS#:2175042
Source:SL
Price summary
- Price:$539,900
- Price per sq. ft.:$156.18
- Monthly HOA dues:$71
About this home
Ask me about our 4.99% ARM*!! Welcome to this brand new Glendale plan currently under construction on a prime corner lot in the Village at Fox Meadows community just down the street from the Smithfield Temple, Forrester Acres Park, Birch Creek Elementary, and more. Off the main entry is a flex room/office and the stairs leading both upstairs and into an unfinished basement. The main floor hosts a large great room, dining space, and kitchen with a mudroom and half bath. Upstairs, you'll find a generous loft area, conveniently placed laundry room, and 3 bedrooms. One of which being the Primary Suite featuring a separate walk-in shower and soaker tub and roomy walk-in closet. The unfinished basement provides plenty of room for growth/expansion. Estimated completion will be early-mid October. *Pictures are of previously completed homes and may feature different design finishes and colors. Design sample photos included at the end of photos. --------------------------------------------------- *Special savings and financing opportunities are available on select quick move-in homes. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 4.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) and reflects an annual percentage rate (APR) of 5.987%. This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (at 3.648% as of September 14, 2026) plus a margin of 3.000%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 9.99% and a minimum of 3.00%. Based on a $430,000 purchase price and a $344,000 loan amount with 20% down, a 0.5% discount point paid by the buyer, and a 740 credit score, this transaction would have 84 monthly principal and interest payments of $1,844.56 at the initial rate of 4.990%, followed by 276 monthly principal and interest payments of $2,141.88 at the fully indexed rate of 6.648%. Payments shown are principal and interest only and do not include taxes, insurance, or HOA dues, so actual payments will be higher. Rates and APR are effective September 14, 2026, depend on borrower qualification, and are subject to change without notice due to market conditions. Financing is subject to credit approval and is not a commitment to lend. Offers, availability, eligibility requirements, terms, conditions, and deadlines vary by home and may change or end without notice. Contact a Visionary Homes Sales Professional or a First Colony Mortgage Loan Officer for current availability, complete program details, and financing terms. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced in this communication....
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Home facts
- Year built:2026
- Subdivision & Development:VILLAGE AT FOX MEADOWS
- Listing ID #:2175042
- Added:87 day(s) ago
- Updated:October 25, 2026 at 11:22 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:14
- Flooring:Carpet, Tile
- Bathrooms Description:Bath: Sep. Tub/Shower
- Kitchen Description:Disposal, Microwave, Range/Oven: Free Stdng.
- Basement Description:Full
- Living area:3,457 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Forced Air
Structure and exterior
- Roof:Asphalt
- Year built:2026
- Building area:3,457 sq. ft.
- Lot area:0.15 Acres
- Lot Features:Corner Lot, Flat
- Construction Materials:Cement Siding, Stone, Stucco
- Exterior Features:Patio: Open, Porch: Open
- Levels:3 Story
Schools
- High school:Sky View
- Middle school:North Cache
- Elementary school:Birch Creek
Utilities
- Water:Culinary, Water Connected
- Sewer:Sewer Connected, Sewer: Connected
Finances and disclosures
- Price:$539,900
- Price per sq. ft.:$156.18
- Tax amount:$1
Features and amenities
- Laundry features:Electric Dryer Hookups
- Amenities:Bar: Wet, Closet: Walk-In, Den/Office, Pets Permitted, Playground, Pool, Smart Thermostat(s), Video Door Bell(s)
Parking
- Total parking spaces:2
- Parking description:2 Car Garage, Built-In
- Garage spaces:2
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