1287 Gerdes Road, Camano Island, WA 98282
Local realty services provided by:CENTURY 21 Tri-Cities
Listed by: donna marshall
Office: skyline properties, inc.
MLS#:2546969
Source:NWMLS
Price summary
- Price:$1,653,520
- Price per sq. ft.:$787.39
About this home
:No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry, No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach living—not a mid-bank house with stairs. West-facing for nightly sunsets over Saratoga Passage. Step from the yard, and from the primary suite’s French doors, onto the sand to crab, clam, kayak, or simply sit by the water. Camano Island, no ferry required. Private gated dead-end street with no HOA. Minutes to Stanwood. The shoreline is protected by a new engineered concrete bulkhead (over $125,000 invested; 30+ year design). Recent upgrades also include new Sierra Pacific windows and doors throughout, new composite decking, and a gas generator with warranty through 2028. The home offers 2 bedrooms plus den, 2 baths, a fireplace, and a finished daylight basement on a 15,682 SF lot with a custom paved drive and ample parking. Primary suite opens directly toward the beach. Lower level includes den/office, rec, and bonus space for guests, hobbies, or flexible living.Rare combination on Camano: no-bank access, owned tidelands, west sunsets, larger lot, gated privacy, and no HOA. Owner-will-carry terms available. Finance options: Owner carry at 5.99–6.49% fixed (30-yr amort / 5- or 7-yr balloon) with 25–35% down or large-down short carry (40–50% down, 12–36 months) for 1031 / bridge timing, or up to $20,000 toward a 2-1 jumbo financed option buy down or loan costs. Cash welcome...
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Home facts
- Year built:1964
- Subdivision & Development:Utsalady
- Listing ID #:2546969
- Updated:October 01, 2026 at 12:04 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Concrete Floor, Engineered Hardwood, Laminate
- Kitchen Description:Dishwasher, Disposal, Microwave, Refrigerator
- Bedroom Description:Main Level Bedrooms : 2
- Basement:Yes
- Basement Description:Daylight, Finished
- Living area:2,100 sq. ft.
Heating and cooling
- Heating:Baseboard, Forced Air
Structure and exterior
- Roof:Composition
- Year built:1964
- Building area:2,100 sq. ft.
- Lot area:0.36 Acres
- Lot Features:Dead-end Street, Paved
- Architectural Style:Traditional
- Construction Materials:Stone Exterior Finish, Wood Exterior Finish
- Exterior Features:Deck, Fenced-Partially
- Foundation Description:Daylight, Finished
- Levels:1 Story
Schools
- High school:Stanwood High
- Middle school:Buyer To Verify
- Elementary school:Buyer To Verify
Utilities
- Water:Community
- Sewer:Septic Tank
Finances and disclosures
- Price:$1,653,520
- Price per sq. ft.:$787.39
- Tax amount:$10,263 (2026)
Features and amenities
- Appliances:Dishwasher, Refrigerator, Washer
- Laundry features:Dryer, Washer
- Amenities:Cable TV, Ceiling Fan(s), French Doors, Gas Available, Gated Entry, SMART Wired, Water Heater, Wired for Generator
Parking
- Total parking spaces:10
- Parking description:Attached Garage
- Garage:Yes
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